1690 Montgomery Dr, Vista, CA 92084 Property Records

San Diego County property record for 1690 Montgomery Dr, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,822 sqft · built 1998
Lot Size	1.1 acres (47,916 sqft)
Owner	Trust Name on File
Last Sale	$405,000 (Feb 2012)
Tax Bill	$6,325 (2025)
Deeds & Mortgages	May 2023 Transfer May 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`184-012-58-00`

Property Details

APN / Parcel Number

Primary APN	`184-012-58-00`
Alternative APN	`1840122300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,822 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	47,916 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Old Parcel Number	1840122300
Street Address	1690 MONTGOMERY DR
City	VISTA
State	CA
Zip	92084-7626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 30 DOC97-316187 IN TR 002046
Legal Subdivision	KEW GARDENS
Legal Tract	002046
Legal Block	1
Legal Lot Number	30
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1004
Census Tract	19903

Owner

1690 Montgomery Dr is owner-occupied and held in a trust since May 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	1690 MONTGOMERY DR, VISTA, CA 92084-7626
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
May 15, 2023	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage CALIFORNIA COAST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2012 · Amount on File
Deed Sale	Feb 3, 2012 · Amount on File
Prior Sale	May 16, 2003 · Amount on File
Deed Document Number	201265421
Last Transfer Date	May 1, 2023
Transfer Doc	0000128120
Record Updated	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 16, 2023
Property Address	1690 MONTGOMERY DR, VISTA, CA 92084-7626
Document Number	0000128120
Map Reference	MAP 2046
Instrument Date	May 1, 2023
Instrument	2023-0128120
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1690 MONTGOMERY DR, VISTA, CA 92084-7626

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 15, 2023
Property Address	1690 MONTGOMERY DR, VISTA, CA 92084-7626
Document Number	0000126041
Map Reference	MAP 2046
Instrument Date	May 1, 2023
Instrument	2023-0126041
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	WESTERN RESOURCES TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1690 MONTGOMERY DR, VISTA, CA 92084-7626

Mortgage

Document Number	0000126042
Date	May 15, 2023
Instrument	2023-0126042

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 1690 Montgomery Dr was $6,325 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$518,862 (+2%) Land $275,573 Building $243,289
2025	$6,325.00 Homeowner's exemption	$508,689 Land $270,170 Building $238,519
2023	$5,868.00 (+0.26%) Homeowner's exemption	$488,938 Land $259,680 Building $229,258
2022	$5,853.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1690 Montgomery Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1998–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1690 Montgomery Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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