St. Charles County property record for 1690 Kircher Dr, Saint Charles, MO 63303
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,164 sqft · built 1985 |
| Owner | Individual Name on Record |
| Last Sale | $125,000 (Jun 2018) |
| Tax Bill | $1,985 (2025) |
| Deeds & Mortgages | May 2021 Sale Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A860000908 |
| Primary APN | A860000908 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,164 sqft Living Area |
| 1st Floor Area | 588 sqft |
| Basement Area | 576 sqft |
| Finished Basement | 238 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Terrain | Rolling |
| Garage Type | Attached |
| Patio Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | A860000908 |
|---|---|
| Old Parcel Number | A860000908 |
| Street Address | 1690 KIRCHER DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-5456 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | HEATHERTON CONDO PH2 STG15 BLDG 22 UNIT F |
| Legal Range | 04E |
| Legal Township | 46N |
| Legal Subdivision | HEATHERTON CONDOS PH2 STG15 |
| Legal Lot Number | F |
| Legal Unit | F |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | ZUMBEHL |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 311211 |
Source: St. Charles County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1690 KIRCHER DR, SAINT CHARLES, MO 63303-5456 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2021 | Beneficiary Deed, Transfer |
| Dec 13, 2019 | Deed of Trust, Mortgage CALIBER HM LOANS |
| Jun 25, 2018 | Warranty Deed, Transfer GOLDEN OAK LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2018 · Amount on Record |
| Deed Sale | Jun 25, 2018 · Amount on Record |
| Prior Sale | Aug 3, 2009 |
| Deed Document Number | 0069381728 |
| Deed Book / Page | 6938 / 1728 |
| Record Updated | Jun 8, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 5, 2021 |
| Property Address | 1690 KIRCHER DR, SAINT CHARLES, MO 63303-5456 |
| Document Number | 2021R039383 |
| Map Reference | MB 940 PG 1218 |
| Instrument Date | Feb 26, 2021 |
| Instrument | 2021R-039383 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1690 KIRCHER DR, SAINT CHARLES, MO 63303-5456 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1690 KIRCHER DR, SAINT CHARLES, MO 63303-5456 |
| Document Number | 0072031969 |
| Instrument Date | Dec 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1690 KIRCHER DR #F ST CHARLES MO 633035456, F, ST CHARLES, MO 63303-5456 |
| Document Number | 0072031969 |
|---|---|
| Date | Dec 23, 2019 |
| Book Page | 007203/001969 |
| Instrument | 737810 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 22, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 25, 2018 |
| Property Address | 1690 KIRCHER DR, SAINT CHARLES, MO 63303-5456 |
| Document Number | 0069381728 |
| Book / Page | 006938 / 001728 |
| Instrument Date | Jun 14, 2018 |
| Instrument | 353300 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1690 KIRCHER DR ST CHARLES MO 633035456, ST CHARLES, MO 63303-5456 |
| Document Number | 69381730 |
|---|---|
| Date | Jun 25, 2018 |
| Book Page | 006938/001730 |
| Instrument | 353310 |
| Name | GOLDEN OAK LNDG |
|---|---|
| Address | SAINT LOUIS, MO 63146 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 24, 2048 |
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,985.00 | $34,207 (+1.41%) | $180,037 (+1.41%) |
| 2023 | $33,732 | ||
| 2022 | $177,536 Building $177,536 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 12 (1979–2015) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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