1690 9th St, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1690 9th St, Los Osos, CA 93402

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,646 sqft · built 1972
Lot Size0.144 acres (6,250 sqft)
OwnerIndividual Name on File
Last Sale$380,000 (Nov 2021)
Tax Bill$10,149 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Nov 2021 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN038-451-031

Property Details

APN / Parcel Number

Primary APN038-451-031

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,646 sqft Living Area
1st Floor Area1,646 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Construction TypeWood
Lot Area6,250 sqft (0.144 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address1690 9TH ST
CityLOS OSOS
StateCA
Zip93402-2223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionTN EL MORO BL 104 LTS 27 & 28
Legal SubdivisionTOWN EL MORO
Legal Block104
Legal Lot Number27,28
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1004
Census Tract10703

Owner

1690 9th St is owned and occupied by an individual who bought it in November 2021.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of RecordIndividual Name on File
Mailing Address1690 9TH ST, LOS OSOS, CA 93402-2223
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2022Deed of Trust, Mortgage · Line of Credit
GUARANTEED RATE INC
Nov 19, 2021Grant Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Dec 14, 2018Deed of Trust, Mortgage · Reverse Mortgage
QUONTIC BANK FSB
Nov 19, 2018Deed of Trust, Mortgage · FHA Mortgage
FEDERAL HSNG COMMISSIONER
Mar 19, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 19, 2021 · Amount on File
Deed SaleNov 19, 2021 · Amount on File
Prior SaleSep 10, 2008 · Amount on File
Deed Document Number202177249
Prior Transfer DateMar 8, 2018
Prior Transfer Doc0000010658
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1690 9TH ST, LOS OSOS, CA 93402-2223
Transaction TypeMortgage
Record UpdatedAug 17, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address16090 9TH ST, LOS OSOS, CA 93402

Mortgage

Document Number0000033270
DateAug 17, 2022
Instrument2022033270
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 16, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateNov 19, 2021
Property Address1690 9TH ST, LOS OSOS, CA 93402-2223
Document Number0000077249
Map ReferenceMB A PG 81
Instrument DateNov 9, 2021
Instrument2021077249
Transaction TypeTransfer
Record UpdatedAug 17, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1690 9TH ST, LOS OSOS, CA 93402-2223

Mortgage

Document Number0000077250
DateNov 19, 2021
Instrument2021077250
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1690 9TH ST, LOS OSOS, CA 93402-2223
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000051334
DateDec 14, 2018
Instrument2018051334
Lender
NameQUONTIC BANK FSB
TypeBank
AddressASTORIA, NY 11106
Agreement
TypeReverse Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate4.39%
Type Change DateDec 1, 2019
Change FrequencyAnnually
Min Rate At Change2%
IndexLIBOR
Max Rate5%

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1690 9TH ST, LOS OSOS, CA 93402-2223
Document Number0000051335
Instrument DateNov 19, 2018
Transaction TypeMortgage
Record UpdatedDec 27, 2018
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1690 9TH ST LOS OSOS CA 934022223, LOS OSOS, CA 93402-2223

Mortgage

Document Number0000051335
DateDec 14, 2018
Instrument51335
Lender
NameFEDERAL HSNG COMMISSIONER
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate4.39%

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMar 19, 2018
Property Address1690 9TH ST, LOS OSOS, CA 93402-2223
Document Number0000010658
Instrument DateMar 8, 2018
Instrument10658
Transaction TypeTransfer
Record UpdatedMar 27, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Tax Assessment & Valuation

The 2025 property tax bill for 1690 9th St was $10,149.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$649,458 (+2%) Land $378,850 Building $270,608
2025$10,149.00$636,724 Land $371,422 Building $265,302
2023$9,534.00 (+4.62%)$612,000 Land $357,000 Building $255,000
2022$9,113.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1690 9th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1995)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1690 9th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOS OSOS COMMUNITY SERVICES DISTRICT
serves 7,086 people · EPA ID CA4010016
Water SourceGroundwater
Last State InspectionMar 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Astound Broadband, GeoLinks, Surfnet Communications, T-Mobile, Verizon.

Nearby Properties on 9th St

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