169 Wayne St, Saint Joseph, MI 49085 Property Records

Berrien County property record for 169 Wayne St, Saint Joseph, MI 49085

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,467 sqft · built 1998
Lot Size	0.034 acres (1,481 sqft)
Owner	2 Individual Names on Record
Last Sale	$219,000 (Mar 1999)
Tax Bill	$6,920 (2025)
Deeds & Mortgages	Dec 2018 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`76-1143-0017-00-4`

Property Details

APN / Parcel Number

Primary APN	`76-1143-0017-00-4`
Alternative APN	`11-76-1143-0017-00-4`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,467 sqft Living Area
1st Floor Area	1,467 sqft
Basement Area	1,467 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Condo/Apartment
Lot Area	1,481 sqft (0.034 acres)
Garage Area	241 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	169 WAYNE ST
City	SAINT JOSEPH
State	MI
Zip	49085-1133
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-3
Legal Description	UNIT 17 CHANNEL BLUFF CONDOMINIUMS BLDG NO 3 THIRD AMENDMENT LIBER 31 PAGE 72 FOURTH AMENDMENT LIBER 31 PAGE 85
Legal Subdivision	CHANNEL BLUFF CONDO
Legal Unit	17
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	1
Census Block	1011
Census Tract	802

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	169 WAYNE ST, SAINT JOSEPH, MI 49085-1133
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Dec 9, 2009	Deed of Trust, Mortgage · Line of Credit THE NORTHERN TRUST CO
Jan 20, 2026	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 1999 · Amount on Record
Deed Sale	Mar 29, 1999 · Amount on Record
Prior Sale	Aug 22, 1997
Deed Book / Page	1961 / 51
Last Transfer Date	Jan 14, 2026
Transfer Doc	03468/2994
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	169 WAYNE ST, SAINT JOSEPH, MI 49085-1133
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03224/0067
Date	Dec 3, 2018
Book Page	3224/0067

Lender

Name	PNC BANK NA
Type	Bank
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	169 WAYNE ST, SAINT JOSEPH, MI 49085-1133
Transaction Type	Mortgage
Record Updated	Feb 11, 2026
Title Company	OHIO REAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	169 WAYNE ST 17, 17, SAINT JOSEPH, MI 49085-1133

Mortgage

Document Number	03354/1246
Date	Nov 24, 2021
Book Page	3354/1246

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

December 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	169 WAYNE ST, SAINT JOSEPH, MI 49085-1133
Transaction Type	Mortgage
Record Updated	Feb 11, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMER EQUITY LOAN SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02905/3333
Date	Dec 9, 2009
Book Page	2905/3333

Lender

Name	THE NORTHERN TRUST CO
Type	Lending Institution
Address	CHICAGO, IL 60603

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Nov 15, 2019

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Jan 20, 2026
Property Address	169 WAYNE ST, SAINT JOSEPH, MI 49085-1133
Document Number	03468/2994
Book / Page	3468 / 2994
Map Reference	LB 31 PG 85-89
Instrument Date	Jan 14, 2026
Instrument	2026450222
Transaction Type	Transfer
Record Updated	Feb 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	169 WAYNE ST, SAINT JOSEPH, MI 49085-1133

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	St. Joseph City
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,600 (-23.33%)	$437,200 (-23.33%)
2025	$6,920.00 (+2.44%) Homeowner's exemption	$285,100 (+44.43%)	$570,200 (+44.43%)
2024	$6,755.00 (+9.27%)
2023		$197,400	$394,800
2022	$6,182.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST JOSEPH serves 7,930 people · EPA ID MI0006310
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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