FIRST AMERICAN EQUITY LOANS, FIRST AMERICAN EQUITY LOAN S
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
01476/0103
Date
Jan 11, 2005
Book Page
1476/0103
Instrument
200500000585
Lender
Name
US BANK NA ND
Type
Bank
Address
FARGO, ND 58103
Agreement
Type
Line of Credit
Amount
Amount on Record
Interest
Change Frequency
Monthly
March 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
RICHLAND OH
Property Address
169 W SMILEY AVE, SHELBY, OH 44875-1082
Transaction Type
Mortgage
Record Updated
Jun 16, 2026
Title Company
AMROCK INC
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0002769/70
Date
Mar 9, 2020
Book Page
2769/70
Instrument
202000002568
Lender
Name
QUICKEN LOANS INC
Type
Lending Institution
Address
DETROIT, MI 48226
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
325 Months
Due
Apr 1, 2047
June 2006: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
RICHLAND OH
Property Address
169 W SMILEY AVE, SHELBY, OH 44875-1082
Transaction Type
Mortgage
Record Updated
Jun 16, 2026
Title Company
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
01653/0302
Date
Jun 9, 2006
Book Page
1653/0302
Instrument
200600009873
Lender
Name
US BANK NA ND
Type
Bank
Address
4355 17TH AVE SW, FARGO, ND 58103
Agreement
Amount
Amount on Record
October 2005: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
RICHLAND OH
Property Address
169 W SMILEY AVE, SHELBY, OH 44875-1082
Transaction Type
Mortgage
Record Updated
Jun 16, 2026
Title Company
FIRST AMERICAN TITLE, FIRST AMERICAN
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
01572/0416
Date
Oct 6, 2005
Book Page
1572/0416
Instrument
200500018956
Lender
Name
US BANK NA ND
Type
Bank
Address
4355 17TH AVE SW, FARGO, ND 58103
Agreement
Amount
Amount on Record
January 2011: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
RICHLAND OH
Property Address
169 W SMILEY AVE, SHELBY, OH 44875-1082
Transaction Type
Mortgage
Record Updated
Jun 16, 2026
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
02032/0417
Date
Jan 24, 2011
Book Page
2032/0417
Instrument
201100000866
Lender
Name
US BANK NA ND
Type
Bank
Address
FARGO, ND 58103
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
359 Months
Due
Dec 5, 2040
February 2021: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
RICHLAND OH
Recording Date
Feb 18, 2021
Property Address
169 W SMILEY AVE, SHELBY, OH 44875-1082
Document Number
002864/745
Book / Page
2864 / 745
Instrument Date
Jan 29, 2021
Instrument
202100002339
Transaction Type
Transfer
Record Updated
Apr 22, 2022
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
140 N COLUMBUS ST, GALION, OH 44833-1909
Mail Care Of
FIRST FEDERAL BANK OF OHIO
March 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
RICHLAND OH
Property Address
169 W SMILEY AVE, SHELBY, OH 44875-1082
Transaction Type
Mortgage
Record Updated
Mar 24, 2020
Title Company
AMROCK INC
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
2769/70
Date
Mar 9, 2020
Book Page
2769/70
Instrument
202000002568
Lender
Name
QUICKEN LOANS INC
Type
Lending Institution
Address
DETROIT, MI 48226
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
325 Months
Due
Apr 1, 2047
June 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
RICHLAND OH
Property Address
169 W SMILEY AVE, SHELBY, OH 44875-1082
Transaction Type
Mortgage
Record Updated
Aug 5, 2019
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
2706/0215
Date
Jun 14, 2019
Book Page
2706/0215
Instrument
201900006431
Lender
Name
QUICKEN LOANS INC
Type
Lending Institution
Address
DETROIT, MI 48226
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jul 1, 2049
August 2014: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
RICHLAND OH
Recording Date
Aug 22, 2014
Property Address
169 W SMILEY AVE, SHELBY, OH 44875-1082
Document Number
02330/0213
Book / Page
2330 / 0213
Instrument Date
Aug 14, 2014
Instrument
201400009773
Transaction Type
Transfer
Record Updated
Jun 16, 2026
Title Company
BARRISTER TITLE GROUP
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
169 W SMILEY AVE, SHELBY, OH 44875-1082
Mortgage
Document Number
201400009774
Date
Aug 22, 2014
Instrument
201400009774
Lender
Name
FIRST FEDERAL BANK OF OHIO
Type
Bank
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Sep 1, 2044
Tax Assessment & Valuation
The 2025 property tax bill for 169 W Smiley Ave was $2,175 with a homeowner's exemption, up % from the year before.
Source: Richland County assessment roll, as of April 3, 2026
Property Jurisdictions
Type
Name
State
Ohio
County
Richland County
County Subdivision
Sharon Township
Municipality
Shelby City
Unified School District
Shelby City School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$2,175.00 (+0.05%)
$58,390 (-)Land $10,500Building $47,890
2024
$2,174.00 (-2.69%)Homeowner's exemption
$58,390 (-)Land $10,500Building $47,890
2023
$2,234.00 (+2.34%)Homeowner's exemption
$58,390 (+14.24%)Land $10,500Building $47,890
$166,820Land $30,000Building $136,820
2022
$2,183.00Homeowner's exemption
$51,110Land $9,390Building $41,720
2020
$146,010Land $26,820Building $119,190
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 169 W Smiley Ave in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 13 policies
Community Rating System
Class 7 (15% premium discount)
Nearby Flood Policies
13 in force
Nearby Flood Claims
28 (1998–2013)
Claims Outside the SFHA
8 of 28
Most Recent Claim
Apr 2013
Claims by Event
Severe Storms, Flooding, And Tornadoes, Aug 2007 · 20 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 169 W Smiley Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood
Under 0.01% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
SHELBY CITY serves 9,453 people · EPA ID OH7004511
Water Source
Surface water
Last State Inspection
Feb 2025
Lead
Under 1 ppb (2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025