Lorain County property record for 169 Sumner St, Oberlin, OH 44074
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1995 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $88,800 (Sep 2000) |
| Tax Bill | $2,394 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Oct 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00-096-109-030 |
| Primary APN | 09-00-096-109-030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Gross Area | 1,316 sqft |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 131 ft deep x 103 ft wide |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 18 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 169 SUMNER ST |
|---|---|
| City | OBERLIN |
| State | OH |
| Zip | 44074-1742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PENFIELDS SECOND ADD. |
| Legal Subdivision | PENFIELDS SECOND ADDITION |
| Legal Block | 109 |
| Legal Lot Number | 1 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | OBERLIN |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 60100 |
Source: Lorain County records, as of May 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 169 SUMNER ST, OBERLIN, OH 44074-1742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 28, 2021 | Transfer on Death Deed, Transfer |
| Oct 28, 2021 | Transfer on Death Deed, Transfer |
| Sep 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 26, 2000 · Amount on Record |
| Deed Sale | Sep 26, 2000 · Amount on Record |
| Deed Document Number | 2000708498 |
| Last Transfer Date | Oct 4, 2021 |
| Transfer Doc | 20210846620 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 169 SUMNER ST, OBERLIN, OH 44074-1742 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000837944 |
|---|---|
| Date | Sep 7, 2021 |
| Instrument | 2021-0837944 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 28, 2021 |
| Property Address | 169 SUMNER ST, OBERLIN, OH 44074-1742 |
| Document Number | 20210846620 |
| Map Reference | VOL 1 PG 42 |
| Instrument Date | Oct 4, 2021 |
| Instrument | 2021-0846620 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 28, 2021 |
| Property Address | 169 SUMNER ST, OBERLIN, OH 44074-1742 |
| Document Number | 0000846620 |
| Map Reference | VOL 1 PG 42 |
| Instrument Date | Oct 4, 2021 |
| Instrument | 2021-0846620 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 169 SUMNER ST, OBERLIN, OH 44074-1742 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 169 SUMNER ST, OBERLIN, OH 44074-1742 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 20210837944 |
|---|---|
| Date | Sep 7, 2021 |
| Instrument | 2021-0837944 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Oberlin City |
| Unified School District | Oberlin City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,394.00 (-4.09%) Homeowner's exemption | $50,070 (+%) Land $9,730 Building $40,340 | $143,050 (-) Land $27,800 Building $115,250 |
| 2024 | $2,496.00 (+25.81%) | $50,068 (+40.95%) Land $9,730 Building $40,338 | $143,050 (+40.95%) Land $27,800 Building $115,250 |
| 2023 | $1,984.00 (+2.74%) | $35,522 (+0.01%) Land $5,390 Building $30,132 | $101,490 (-) Land $15,400 Building $86,090 |
| 2022 | $1,931.00 | $35,520 Land $5,390 Building $30,130 | |
| 2021 | $101,490 Land $15,400 Building $86,090 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Also Mapped Here | RURAL LORAIN CO. WATER A |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Cable Co-op Cable · Fiber in parts of the area | 1,000 / 50 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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