169 Shady Ln, Mill Spring, NC 28756 Property Records

Polk County property record for 169 Shady Ln, Mill Spring, NC 28756

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,080 sqft · built 2002
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Aug 2020)
Tax Bill	$949 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P92-120`

Property Details

APN / Parcel Number

Primary APN	`P92-120`
Alternative APN	`30780`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,080 sqft Finished Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	40,075 sqft (0.92 acres)
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	30780
Street Address	169 SHADY LN
City	MILL SPRING
State	NC
Zip	28756-6780
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPEN
Legal Description	LOT #2A, 400 400 COUNTY RURAL
Legal Subdivision	COUNTY RURAL
Legal Lot Number	2A
Jurisdiction	POLK NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1006
Census Tract	920202

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	213 OVERLAKE DR, INMAN, SC 29349-6600
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2020 · Amount on Record
Deed Sale	Aug 18, 2020 · Amount on Record
Prior Sale	Feb 25, 2003 · Amount on Record
Deed Book / Page	451 / 339
Prior Transfer Date	Aug 13, 2020
Prior Transfer Doc	000451/339
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Aug 18, 2020
Property Address	169 SHADY LN, MILL SPRING, NC 28756-6780
Document Number	000451/339
Book / Page	451 / 339
Map Reference	FILE E PG 317
Instrument Date	Aug 13, 2020
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	213 OVERLAKE DR, 213, INMAN, SC 29349-6600

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	169 SHADY LN, MILL SPRING, NC 28756-6780

Mortgage

Document Number	0000451342
Date	Aug 18, 2020
Instrument	451/342

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$949.00	$186,103 (-) Land $27,600 Building $158,503	$186,103 (-) Land $27,600 Building $158,503
2025	$949.00 (+2.04%)	$186,103 (+27.91%) Land $27,600 Building $158,503	$186,103 (+27.91%) Land $27,600 Building $158,503
2023	$930.00	$145,499 Land $23,000 Building $122,499
2021			$145,499 Land $23,000 Building $122,499

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	50 / 3
Skyrunner Fixed Wireless	25 / 10

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Shady Ln

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