St. Johns County property record for 169 N River Dr, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,093 sqft · built 2003 |
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $741,000 (Dec 2017) |
| Tax Bill | $12,214 (2025) |
| Deeds & Mortgages | Dec 2023 Transfer Dec 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072079-0460 |
| Primary APN | 072079-0460 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 20 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,093 sqft Living Area |
| Gross Area | 5,397 sqft |
| 1st Floor Area | 2,445 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 23,522 sqft (0.54 acres) |
| Garage Type | Attached |
| Garage Area | 979 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 609 sqft |
| Patio Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 169 N RIVER DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-8897 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 44/25-29 MARSHALL CREEK DRI UNIT SV-2 LOT 46 OR5868/1504 |
| Legal Range | 29E |
| Legal Township | 05S |
| Legal Section | 45 |
| Legal Subdivision | MARSHALL CREEK DRI UNIT SV-2 |
| Legal Block | 4 |
| Legal Lot Number | 46 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 20606 |
Source: St. Johns County records · APN 072079-0460
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 169 N RIVER DR, SAINT AUGUSTINE, FL 32095-8897 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Dec 08, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Dec 14, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP |
| May 18, 2017 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 14, 2017 · Amount on Record |
| Deed Sale | Dec 14, 2017 · Amount on Record |
| Prior Sale | Nov 10, 2004 · Amount on Record |
| Deed Document Number | 201784650 |
| Deed Book / Page | 4476 / 1387 |
| Last Transfer Date | Dec 05, 2023 |
| Transfer Doc | 0058681504 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 08, 2023 |
| Property Address | 169 N RIVER DR, SAINT AUGUSTINE, FL 32095-8897 |
| Document Number | 0058681504 |
| Book / Page | 5868 / 1504 |
| Map Reference | MB 44 PG 25-29 |
| Instrument Date | Dec 05, 2023 |
| Instrument | 2023095734 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 169 N RIVER DR, SAINT AUGUSTINE, FL 32095-8897 |
| Name | Verified Name |
|---|---|
| Address | 169 N RIVER DR, SAINT AUGUSTINE, FL 32095-8897 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 14, 2017 |
| Property Address | 169 N RIVER DR, SAINT AUGUSTINE, FL 32095-8897 |
| Document Number | 0044761387 |
| Book / Page | 4476 / 1387 |
| Map Reference | MB44 PG25-29 |
| Instrument Date | Dec 14, 2017 |
| Instrument | 2017084650 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ISLAND TITLE OF ST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 104 RIACHUELO LN, 104, SAINT AUGUSTINE, FL 32095-8523 |
| Name | Verified Name |
|---|---|
| Address | 169 N RIVER DR, SAINT AUGUSTINE, FL 32095-8897 |
| Document Number | 2017084651 |
|---|---|
| Date | Dec 14, 2017 |
| Instrument | 2017084651 |
| Name | FIRST GUARANTY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 169 N RIVER DR, SAINT AUGUSTINE, FL 32095-8897 |
| Document Number | 0043940605 |
| Book / Page | 004394 / 000605 |
| Instrument Date | May 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 169 N RIVER DR ST AUGUSTINE FL 320958897, ST AUGUSTINE, FL 32095-8897 |
| Document Number | 0043940605 |
|---|---|
| Date | Jun 26, 2017 |
| Book Page | 004394/000605 |
| Instrument | 43729 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 25, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $665,163 (+2.7%) | $921,270 (-6.65%) Land $210,000 Building $711,270 | |
| 2025 | $12,214.00 (+8.74%) Homeowner's exemption | $647,676 (+5.99%) | $986,897 (+1.6%) Land $225,000 Building $761,897 |
| 2024 | $11,232.00 (+2.46%) | ||
| 2023 | $10,962.00 (+1.72%) Homeowner's exemption | $611,090 (+3%) | $971,323 (+11.74%) Land $225,000 Building $746,323 |
| 2022 | $10,777.00 Homeowner's exemption | $593,291 | $869,258 Land $196,000 Building $673,258 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 249 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 249 in force |
| Nearby Flood Claims | 3 (2016–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber | 2,000 / 2,000 |
Based on FCC filings for 79 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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