169 N Estes Way, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 169 N Estes Way, Mountain House, CA 95391

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,999 sqft · built 2007
Lot Size0.09 acres (3,920 sqft)
OwnerIndividual Name on File
Last Sale$674,000 (Aug 2026)
Tax Bill$11,857 (2026)
Deeds & MortgagesAug 2026 Sale & Mortgage
Jun 2019 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN256-090-220-000

Property Details

APN / Parcel Number

Primary APN256-090-220-000
Alternative APN
  • 256-090-22

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,999 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleCustom Design
Construction TypeWood
Lot Area3,920 sqft (0.09 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number256-090-22
Street Address169 N ESTES WAY
CityTRACY
StateCA
Zip95391-1170
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM
Legal Description06-FM PT OF 209-040-16/RM 40-030
Legal SubdivisionMOUNTAIN HOUSE NEIGHBORHOOD G
Legal Block1
Legal Lot Number72
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1084
Census Tract5221

Owner

169 N Estes Way is owned and occupied by an individual who bought it in August 2026.

Source: San Joaquin County records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address169 N ESTES WAY, TRACY, CA 95391-1170
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2026Grant Deed, Transfer · FHA Mortgage
ROCKET MORTGAGE LLC
Jun 18, 2019Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Sep 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Jul 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Jun 8, 2018Grant Deed, Transfer · Conventional Mortgage
FREEDOM MORTGAGE CORP
Jun 14, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF THE WEST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 21, 2026 · Amount on File
Deed SaleAug 21, 2026 · Amount on File
Prior SaleJun 8, 2018 · Amount on File
Deed Document Number202676314
Prior Transfer DateFeb 5, 2013
Prior Transfer Doc0000022093
Record UpdatedOct 29, 2026

August 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateAug 21, 2026
Property Address169 N ESTES WAY, TRACY, CA 95391-1170
Document Number0000076314
Instrument DateAug 20, 2026
Instrument202676314
Transaction TypeTransfer
Record UpdatedSep 9, 2026
Title CompanyWFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$74,881.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address169 N ESTES WAY, TRACY, CA 95391-1170

Mortgage

Document Number0000076315,
DateAug 21, 2026
Instrument202676315
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Max Rate-1%

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address169 N ESTES WAY, MOUNTAIN HOUSE, CA 95391-1170
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyENTITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address169 N ESTES WAY, MOUNTAIN HOUSE, CA 95391-1170

Mortgage

Document Number0000063841
DateJun 18, 2019
Instrument2019-063841
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10006
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJul 1, 2034

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address169 N ESTES WAY, MOUNTAIN HOUSE, CA 95391-1170
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyTITLE365 INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address169 N ESTES WAY, MOUNTAIN HOUSE, CA 95391-1170

Mortgage

Document Number0000122405
DateSep 18, 2020
Instrument2020-122405
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10271
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2035

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address169 N ESTES WAY, MOUNTAIN HOUSE, CA 95391-1170
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address169 N ESTES WAY, MOUNTAIN HOUSE, CA 95391-1170

Mortgage

Document Number0000112323
DateJul 2, 2021
Instrument2021-112323
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJul 1, 2036

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateJun 8, 2018
Property Address169 N ESTES WAY, MOUNTAIN HOUSE, CA 95391-1170
Document Number0000063541
Map ReferenceMB 40 PG 30
Instrument DateJun 4, 2018
Instrument2018-063541
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address169 N ESTES WAY, TRACY, CA 95391-1170

Mortgage

Document Number0000063542
DateJun 8, 2018
Instrument2018-063542
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2048

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address169 N ESTES WAY, MOUNTAIN HOUSE, CA 95391-1170
Document Number0000071642
Instrument DateJun 14, 2017
Transaction TypeMortgage
Record UpdatedJul 3, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address169 N ESTES WAY MOUNTAIN HOUSE CA 953911170, MOUNTAIN HOUSE, CA 95391-1170

Mortgage

Document Number0000071642
DateJun 23, 2017
Instrument71642
Lender
NameBANK OF THE WEST
TypeBank
AddressTRACY, CA 95376
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJun 22, 2042
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 169 N Estes Way was $11,857, up 14.6% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityMountain House City
Unified School DistrictLammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,857.00 (+14.6%)
2025$10,346.00$670,046 Land $136,537 Building $533,509
2023$9,894.00 (+2.12%) Homeowner's exemption$644,030 Land $131,236 Building $512,794$740,340
2022$9,689.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 169 N Estes Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 169 N Estes Way is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of California
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOUNTAIN HOUSE
serves 26,400 people · EPA ID CA3910027
Water SourceSurface water
Last State InspectionDec 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Matrix Broadband
Fixed Wireless
400 / 80
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20

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