169 Mallard Loop, Whitefish, MT 59937 Property Records

Flathead County property record for 169 Mallard Loop, Whitefish, MT 59937

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 894 sqft · built 1987
Lot Size	0.74 acres (32,234 sqft)
Owner	Trust Name on File
Last Sale	$312,500 (May 2020)
Tax Bill	$1,889 (2026)
Deeds & Mortgages	May 2020 Mortgage May 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`R0789873`

Property Details

APN / Parcel Number

Primary APN	`R0789873`
Alternative APNs	`07-4185-20-4-16-10-0000` `0000969622`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	894 sqft Living Area
1st Floor Area	894 sqft
Basement Area	844 sqft
Finished Basement	844 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,234 sqft (0.74 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	28 sqft
Deck Area	49 sqft
Patio Area	167 sqft
Lean-To	440 sqft
Pole Barn	1,200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000969622
Street Address	169 MALLARD LOOP
City	WHITEFISH
State	MT
Zip	59937-8457
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	COUNTRY LAKE HOMES PH 1, S20, T30 N, R21 W, LOT 90, ASSR #0000969622
Legal Range	21W
Legal Township	30N
Legal Section	20
Legal Subdivision	COUNTRY LAKE HOMES PH 1
Legal Lot Number	90
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	1
Census Block	1032
Census Tract	403

Owner

169 Mallard Loop is owner-occupied and held in a trust since May 2020.

Source: Flathead County records, as of September 11, 2026

Owner of Record	Trust Name on File
Mailing Address	169 MALLARD LOOP, WHITEFISH, MT 59937-8457
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
May 5, 2020	Intrafamily Transfer, Transfer INSURED TITLES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2020 · Amount on File
Deed Sale	May 5, 2020 · Amount on File
Prior Sale	Jan 28, 2013 · Amount on File
Deed Document Number	202011498
Prior Transfer Date	Apr 30, 2020
Prior Transfer Doc	0000011514
Record Updated	Oct 29, 2026

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	May 5, 2020
Property Address	169 MALLARD LOOP, WHITEFISH, MT 59937-8457
Document Number	202000011498
Instrument Date	Apr 30, 2020
Instrument	202000011498
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	169 MALLARD LOOP, WHITEFISH, MT 59937-8457

Mortgage

Document Number	202000011499
Date	May 5, 2020
Instrument	202000011499

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	May 5, 2020
Property Address	169 MALLARD LOOP, WHITEFISH, MT 59937-8457
Document Number	202000011514
Instrument Date	Apr 30, 2020
Instrument	202000011514
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	INSURED TITLES

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	169 MALLARD LOOP, WHITEFISH, MT 59937-8457

Tax Assessment & Valuation

The 2026 property tax bill for 169 Mallard Loop was $1,889.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,889.00	$695,700
2025			$695,700 Land $246,712 Building $448,988
2023	$3,385.00	$550,200	$550,200 Land $180,746 Building $369,454

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 169 Mallard Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 169 Mallard Loop is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 80% of Montana
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COUNTRY LAKE HOMES WHITEFISH private · serves 260 people · EPA ID MT0003031
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Bullitt Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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