Montgomery County property record for 169 Mallard Dr, Mount Sterling, KY 40353
| Property Type | Single Family Home |
|---|---|
| Details | 1,260 sqft · built 2017 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,969 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-80-01-040.00 |
| Primary APN | 041-80-01-040.00 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,260 sqft Living Area |
| Basement Area | 909 sqft |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Area | 351 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 108 sqft |
| Account Number | 652223 |
|---|---|
| Street Address | 169 MALLARD DR |
| City | MOUNT STERLING |
| State | KY |
| Zip | 40353-9089 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MALLARD ESTS LOT 40 & HOUSE |
| Legal Subdivision | MALLARD ESTS |
| Legal Lot Number | 40 |
| Jurisdiction | MONTGOMERY KY |
| Township / Civil Division | JEFFERSONVILLE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 920400 |
169 Mallard Dr is owned and occupied by an individual.
Source: Montgomery County records, as of January 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 169 MALLARD DR, MOUNT STERLING, KY 40353-9089 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0000022420 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY KY |
| Property Address | 169 MALLARD DR, MOUNT STERLING, KY 40353-9089 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 169 MALLARD DR, MOUNT STERLING, KY 40353-9089 |
| Document Number | 00M696/852 |
|---|---|
| Date | Feb 20, 2026 |
| Book Page | M696/852 |
| Instrument | 1972575 |
| Name | PEOPLES EXCHANGE BANK (STANTON KY) |
|---|---|
| Type | Bank |
| Address | MOUNT STERLING, KY 40353 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Jan 14, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 169 Mallard Dr was $1,969.
Source: Montgomery County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Montgomery County |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,969.00 | $181,000 | $181,000 |
| 2023 | $1,947.00 | $181,000 | $181,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 169 Mallard Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 169 Mallard Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSONVILLE WATER SYSTEM serves 5,335 people · EPA ID KY0870212 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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