Scott County property record for 169 Johnstone Trl, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,637 sqft · built 2014 |
| Lot Size | 0.224 acres (9,766 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $272,500 (Oct 2018) |
| Tax Bill | $3,064 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 189-40-194.000 |
| Primary APN | 189-40-194.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,637 sqft Living Area |
| 1st Floor Area | 1,196 sqft |
| Basement Area | 2,669 sqft |
| Unfinished Basement | 2,669 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Foundation Type | Concrete |
| Lot Area | 9,766 sqft (0.224 acres) |
| Garage Type | Mixed |
| Garage Area | 459 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 169 JOHNSTONE TRL |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8794 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROCKY CREEK FARM |
| Legal Subdivision | ROCKY CREEK FARM |
| Legal Lot Number | 318 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 40302 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 169 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK INC |
| Oct 24, 2018 | Deed, Transfer · ARM COMMUNITY TRUST BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2018 · Amount on Record |
| Deed Sale | Oct 24, 2018 · Amount on Record |
| Prior Sale | Apr 29, 2016 · Amount on Record |
| Deed Document Number | 2018393286 |
| Deed Book / Page | 401 / 255 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 169 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1604/546 |
|---|---|
| Date | May 7, 2021 |
| Book Page | M1604/546 |
| Instrument | 435248 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Oct 24, 2018 |
| Property Address | 169 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794 |
| Document Number | D401/255 |
| Book / Page | D401 / 255 |
| Map Reference | CAB11 PG1360 |
| Instrument Date | Oct 10, 2018 |
| Instrument | 393286 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $272.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6015 HARKNESS LN, 6015, VERSAILLES, KY 40383-9336 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 169 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794 |
| Document Number | 393287 |
|---|---|
| Date | Oct 24, 2018 |
| Instrument | 393287 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Nov 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3.31% |
| Max Rate At Change | 10.8% |
| Index | 1-Year CMT |
| Max Rate | 10.8% |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $344,000 (-) | $344,000 (-) | |
| 2025 | $3,064.00 (+8.23%) | $344,000 (+10.15%) | $344,000 (+10.15%) |
| 2023 | $2,831.00 (+18.7%) | $312,300 (+13.56%) Land $48,000 Building $264,300 | $312,300 (+13.56%) Land $48,000 Building $264,300 |
| 2022 | $2,385.00 | $275,000 Land $40,000 Building $235,000 | $275,000 Land $40,000 Building $235,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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