169 Hill St, Independence, IA 50644 Property Records

Buchanan County property record for 169 Hill St, Independence, IA 50644

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,280 sqft · built 1960
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,522 (2025)
Deeds & Mortgages	Mar 2019 Refinance Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0619204004`

Property Details

APN / Parcel Number

Primary APN	`0619204004`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,280 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	26,572 sqft (0.61 acres)
Garage Area	320 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	169 HILL ST
City	INDEPENDENCE
State	IA
Zip	50644-9143
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	19-89-9COM 49.5'NW SW COR LT21 OTTERVILLE NW132'SW 203' ELY 132 ' TO WLN HILL ST, NE TO POB
Legal Range	9W
Legal Township	89N
Legal Section	19
Jurisdiction	BUCHANAN IA
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1034
Census Tract	950300

Owner

Source: Buchanan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	169 HILL ST, INDEPENDENCE, IA 50644-9143
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance VERIDIAN CREDIT UNION
Feb 13, 2018	Deed of Trust, Mortgage FARMERS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN IA
Property Address	169 HILL ST, INDEPENDENCE, IA 50644-9143
Transaction Type	Mortgage
Record Updated	Apr 10, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R00615
Date	Mar 14, 2019
Instrument	2019R00615

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Apr 1, 2024

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN IA
Property Address	169 HILL ST, INDEPENDENCE, IA 50644-9143
Transaction Type	Mortgage
Record Updated	Mar 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R00397
Date	Feb 13, 2018
Instrument	2018R00397

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Jan 1, 2028

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Buchanan County
Unified School District	Independence Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,522.00 (+10.13%) Homeowner's exemption	$140,110 (+11.19%) Land $20,000 Building $120,110	$140,110 (+11.19%) Land $20,000 Building $120,110
2023	$1,382.00 Homeowner's exemption	$126,010 Land $19,940 Building $106,070	$126,010 Land $19,940 Building $106,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	30 (1991–2016)
Claims Outside the SFHA	7 of 30
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 8 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 5 claims Severe Storms, Flooding, And Tornadoes, May 1999 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130

May also be available: CenturyLink, Independence Telecommunications Utility, Nextlink, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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