169 Harbor Point Dr, Cherryville, NC 28021 Property Records

Cleveland County property record for 169 Harbor Point Dr, Cherryville, NC 28021

Property Summary

Property Type	Single Family Home
Details	1,889 sqft · built 2024
Lot Size	0.551 acres (24,038 sqft)
Owner	Individual Name on File
Last Sale	$567,000 (Sep 2024)
Tax Bill	$3,485 (2026)
Deeds & Mortgages	Sep 2024 Sale Aug 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16920`

Property Details

APN / Parcel Number

Primary APN	`16920`
Alternative APNs	`1267029` `1365359`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,889 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Stone
Foundation Type	Footing
Lot Area	24,038 sqft (0.551 acres)
Lot Dimensions	202 ft deep x 119 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1365359
Street Address	169 HARBOR POINT DR
City	CHERRYVILLE
State	NC
Zip	28021-8330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	#51 HARBOR PT PB14-30
Legal Subdivision	HARBOR POINT
Legal Block	1
Legal Lot Number	51
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	4
Census Block	4006
Census Tract	950301

Owner

169 Harbor Point Dr is owned and occupied by an individual who bought it in September 2024.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	169 HARBOR POINT DR, CHERRYVILLE, NC 28021-8330
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2024	Warranty Deed, Subdivision Related Transfer TRYON TITLE AGENCY LLC
Aug 11, 2023	Warranty Deed, Transfer
Oct 12, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2024 · Amount on File
Deed Sale	Sep 4, 2024 · Amount on File
Prior Sale	Aug 11, 2023 · Amount on File
Deed Document Number	2024200104430
Deed Book / Page	1928 / 1656
Record Updated	Oct 29, 2026

September 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Sep 4, 2024
Property Address	169 HARBOR POINT DR, CHERRYVILLE, NC 28021-8330
Document Number	0019281656
Book / Page	1928 / 1656
Map Reference	MB 14 PG 30
Instrument Date	Sep 4, 2024
Instrument	200104430
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2025
Title Company	TRYON TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$1,134.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2146 HEPHZIBAH CHURCH RD, BESSEMER CITY, NC 28016-7674

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	169 HARBOR POINT DR, CHERRYVILLE, NC 28021-8330

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Aug 11, 2023
Property Address	169 HARBOR POINT DR, CHERRYVILLE, NC 28021-8330
Document Number	0019040921
Book / Page	1904 / 921
Map Reference	MB 14 PG 30
Instrument Date	Aug 11, 2023
Instrument	200090681
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2050 STONEVIEW CT, SHELBY, NC 28150-8937

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2146 HEPHZIBAH CHURCH RD, BESSEMER CITY, NC 28016-7674

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Oct 12, 2020
Property Address	169 HARBOR POINT DR, CHERRYVILLE, NC 28021-8330
Document Number	0018232094
Book / Page	001823 / 002094
Instrument Date	Oct 9, 2020
Instrument	45360
Transaction Type	Transfer
Record Updated	Nov 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$54.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	118 PINECREST DR SHELBY NC 281527916, SHELBY, NC 28152-7916

Tax Assessment & Valuation

The 2026 property tax bill for 169 Harbor Point Dr was $3,485, up 1% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,485.00 (+0.96%)	$543,646 (-) Land $27,988 Building $515,658	$543,646 (-) Land $27,988 Building $515,658
2025	$3,452.00	$543,646 Land $27,988 Building $515,658	$543,646 Land $27,988 Building $515,658
2023		$19,992 (-) Land $19,992	$19,992 (-) Land $19,992
2022		$19,992 Land $19,992	$19,992 Land $19,992

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 169 Harbor Point Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 169 Harbor Point Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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