Mercer County property record for 169 Five Points Rd, Utica, PA 16362
| Property Type | Rural Home |
|---|---|
| Lot Size | 14.6 acres (639,461 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,147 (2026) |
| Deeds & Mortgages | Jul 2019 Mortgage Feb 2005 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 18 065 016 |
| Primary APN | 18 065 016 |
|---|
| Stories | 1 Story |
|---|
| Lot Area | 639,461 sqft (14.6 acres) |
|---|
| Street Address | 169 FIVE POINTS RD |
|---|---|
| City | UTICA |
| State | PA |
| Zip | 16362-1309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | HS/GR BL SHELTER LOT 3 |
| Legal Lot Number | 3 |
| Jurisdiction | MERCER PA |
| Township / Civil Division | MILL CREEK |
| Census Block Group | 1 |
| Census Block | 1076 |
| Census Tract | 32505 |
Source: Mercer County records, as of April 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 169 FIVE POINTS RD, UTICA, PA 16362-1309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 25, 2019 | Deed of Trust, Mortgage · Balloon Mortgage MERCER COUNTY STATE BANK |
| Feb 1, 2005 | Deed of Trust, Mortgage · Line of Credit FLEET NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER PA |
| Property Address | 169 FIVE POINTS RD, UTICA, PA 16362-1309 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2019000006023 |
|---|---|
| Date | Jul 25, 2019 |
| Instrument | 20190-00006023 |
| Name | MERCER COUNTY STATE BANK |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER PA |
| Property Address | 169 FIVE POINTS RD, UTICA, PA 16362-1309 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00531/0016 |
|---|---|
| Date | Feb 1, 2005 |
| Book Page | 531/0016 |
| Instrument | 2005-001687 |
| Name | FLEET NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | UTICA, NY 13502 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 238 Months |
| Due | Dec 28, 2024 |
Source: Mercer County assessment roll, as of April 9, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Mercer County |
| County Subdivision | Mill Creek Township |
| Unified School District | Lakeview School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,147.00 (+11.72%) Homeowner's exemption | $44,000 (-) Land $4,050 Building $39,950 | |
| 2024 | $44,000 (-) Land $4,050 Building $39,950 | ||
| 2023 | $3,712.00 | $44,000 Land $4,050 Building $39,950 | |
| 1974 | $44,000 Land $4,050 Building $39,950 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL | 2,000 / 2,000 |
| Armstrong Cable | 1,000 / 20 |
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
5G and 4G LTE (outdoors only)
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