Polk County property record for 169 Fire Tower Rd, Mill Spring, NC 28756 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1976 |
| Square Footage | 1,376 sqft Finished Area |
| Lot Size | 103,673 sqft (2.38 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $405,000 (2026) |
| Tax Bill | $1,434.00 (2025) |
| Primary APN | P92-31 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,376 sqft Finished Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Wood Siding Exterior |
| Roof Material | Shingle Roof |
| Lot Area | 103,673 sqft (2.38 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 496 sqft Garage |
| Deck Area | Deck Area |
| Porch | Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 35177 |
|---|---|
| Street Address | 169 FIRE TOWER RD |
| City | MILL SPRING |
| State | NC |
| Zip | 28756-6773 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PLAT: CARD FILE B-348, 400 400 COUNTY RURAL |
| Legal Subdivision | COUNTY RURAL |
| Jurisdiction | POLK NC |
| Minor Civil Division | WHITE OAK |
| Census Blockgroup | 1 |
| Census Block | 1006 |
| Census Tract | 920202 |
Source: Polk County records · APN P92-31
Assessment roll updated September 30, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 169 FIRE TOWER RD, MILL SPRING, NC 28756-6773 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Nov 08, 2007 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Oct 22, 2009 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) QUICKEN LOANS INC |
| Jul 14, 2005 | Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON MUTUAL BANK FA |
| Nov 07, 2007 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Feb 19, 2007 | Deed of Trust, Mortgage · Line of Credit MOUNTAIN 1ST BANK & TRUST CO |
| Aug 14, 2019 | Deed of Trust, Mortgage · Stand Alone Refinance QUICKEN LOANS INC |
| Aug 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 08, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED FEDERAL CREDIT UNION |
| Aug 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 14, 2019 | Deed of Trust, Mortgage · Stand Alone Refinance QUICKEN LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 08, 2026 · Amount on Record |
| Deed Sale | Jun 08, 2026 · Amount on Record |
| Prior Sale | Dec 22, 2006 · Amount on Record |
| Deed Doc Number | 2026 |
| Deed Book / Page | 500 / 747 |
| Prior Transfer Date | May 28, 2026 |
| Prior Transfer Doc | 0500000747 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 169 FIRE TOWER RD, MILL SPRING, NC 28756-6773 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00359/2074 |
|---|---|
| Date | Nov 08, 2007 |
| Book Page | 359/2074 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 16, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 169 FIRE TOWER RD, MILL SPRING, NC 28756-6773 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00376/1536 |
|---|---|
| Date | Oct 22, 2009 |
| Book Page | 376/1536 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | LIVONIA, MI 48152 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Oct 01, 2014 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.25% |
| Index | 1-Year LIBOR |
| Max Rate | 9.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 169 FIRE TOWER RD, MILL SPRING, NC 28756-6773 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00329/1496 |
|---|---|
| Date | Jul 14, 2005 |
| Book Page | 329/1496 |
| Name | WASHINGTON MUTUAL BANK FA |
|---|---|
| Type | Bank |
| Address | NORTHRIDGE, CA 91324 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Aug 01, 2015 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 169 FIRE TOWER RD, MILL SPRING, NC 28756-6773 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00359/1980 |
|---|---|
| Date | Nov 07, 2007 |
| Book Page | 359/1980 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 169 FIRE TOWER RD, MILL SPRING, NC 28756-6773 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00350/1869 |
|---|---|
| Date | Feb 19, 2007 |
| Book Page | 350/1869 |
| Name | MOUNTAIN 1ST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | HENDERSONVILLE, NC 28792 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 169 FIRE TOWER RD, MILL SPRING, NC 28756-6773 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00442/1033 |
|---|---|
| Date | Aug 14, 2019 |
| Book Page | 442/1033 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 169 FIRE TOWER RD, MILL SPRING, NC 28756-6773 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2026 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00461/2405 |
|---|---|
| Date | Aug 09, 2021 |
| Book Page | 461/2405 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Jun 08, 2026 |
| Property Address | 169 FIRE TOWER RD, MILL SPRING, NC 28756-6773 |
| Document Number | 0500000747 |
| Book / Page | 500 / 747 |
| Instrument Date | May 28, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $81,810.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 169 FIRE TOWER RD, MILL SPRING, NC 28756-6773 |
| Document Number | 0500000750, |
|---|---|
| Date | Jun 08, 2026 |
| Book Page | 500/750 |
| Name | UNITED FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 169 FIRE TOWER RD, MILL SPRING, NC 28756-6773 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 461/2405 |
|---|---|
| Date | Aug 09, 2021 |
| Book Page | 461/2405 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 169 FIRE TOWER RD, MILL SPRING, NC 28756-6773 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2019 |
| Name | Verified Name |
|---|
| Document Number | 442/1033 |
|---|---|
| Date | Aug 14, 2019 |
| Book Page | 442/1033 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2039 |
Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,434.00 (+23.09%) | $281,044 (+54.21%) Land $42,765 Building $238,279 | $281,044 (+54.21%) Land $42,765 Building $238,279 |
| 2023 | $1,165.00 | $182,246 Land $31,900 Building $150,346 | |
| 2021 | $182,246 Land $31,900 Building $150,346 |
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