Effingham County property record for 169 Earl Lain Rd, Guyton, GA 31312
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,936 sqft · built 1980 |
| Lot Size | 2.97 acres (129,373 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $169,000 (Oct 2005) |
| Tax Bill | $2,051 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage Apr 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04350-024-000 |
| Primary APN | 04350-024-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,936 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Fiberglass |
| Lot Area | 129,373 sqft (2.97 acres) |
| Garage Type | Carport |
| Garage Area | 850 sqft |
| Carport | Carport |
| Carport Area | 850 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 803 sqft |
| Patio Area | 605 sqft |
| Cooling System | Central |
|---|
| Account Number | 16003 |
|---|---|
| Street Address | 169 EARL LAIN RD |
| City | GUYTON |
| State | GA |
| Zip | 31312-6250 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-1 |
| Legal Description | 2.97 AC + EASEMENT |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 30301 |
Source: Effingham County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 169 EARL LAIN RD, GUYTON, GA 31312-6250 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2018 | Deed of Trust, Mortgage STATE BANK & TRUST CO |
| Apr 10, 2018 | Deed of Trust, Mortgage STATE BANK & TRUST CO |
| Apr 10, 2018 | Deed of Trust, Mortgage STATE BANK & TRUST CO |
| Apr 10, 2018 | Deed of Trust, Mortgage STATE BANK & TRUST CO |
| Apr 10, 2018 | Deed of Trust, Mortgage STATE BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2005 · Amount on Record |
| Deed Sale | Oct 5, 2005 · Amount on Record |
| Prior Sale | Mar 22, 2005 · Amount on Record |
| Deed Document Number | 20053413 |
| Deed Book / Page | 1348 / 267 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 169 EARL LAIN RD, GUYTON, GA 31312-6250 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002459/552 |
|---|---|
| Date | Apr 10, 2018 |
| Book Page | 2459/552 |
| Instrument | 002810 |
| Name | STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Apr 1, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 169 EARL LAIN RD, GUYTON, GA 31312-6250 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002459/464 |
|---|---|
| Date | Apr 10, 2018 |
| Book Page | 2459/464 |
| Instrument | 002802 |
| Name | STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Apr 1, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 169 EARL LAIN RD, GUYTON, GA 31312-6250 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002459/530 |
|---|---|
| Date | Apr 10, 2018 |
| Book Page | 2459/530 |
| Instrument | 002808 |
| Name | STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Apr 1, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 169 EARL LAIN RD, GUYTON, GA 31312-6250 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002459/508 |
|---|---|
| Date | Apr 10, 2018 |
| Book Page | 2459/508 |
| Instrument | 002806 |
| Name | STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Apr 1, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 169 EARL LAIN RD, GUYTON, GA 31312-6250 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002459/486 |
|---|---|
| Date | Apr 10, 2018 |
| Book Page | 2459/486 |
| Instrument | 002804 |
| Name | STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Apr 1, 2019 |
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $126,433 (-1.23%) Land $71,799 Building $54,634 | $316,081 (-1.23%) Land $179,497 Building $136,584 | |
| 2025 | $2,051.00 (+11.17%) Homeowner's exemption | $128,004 (+31.98%) Land $73,370 Building $54,634 | $320,009 (+31.98%) Land $183,425 Building $136,584 |
| 2024 | $1,845.00 (+8.27%) Homeowner's exemption | $96,985 (+16.72%) Land $46,257 Building $50,728 | $242,462 (+16.72%) Land $115,642 Building $126,820 |
| 2022 | $1,704.00 Homeowner's exemption | $83,093 Land $35,404 Building $47,689 | $207,732 Land $88,509 Building $119,223 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 88% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planters Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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