169 E Main St, Mount Sterling, OH 43143 Property Records

Madison County property record for 169 E Main St, Mount Sterling, OH 43143

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,660 sqft · built 1930
Lot Size	0.133 acres (5,807 sqft)
Owner	2 Individual Names on Record
Last Sale	$131,900 (Jan 2002)
Tax Bill	$2,416 (2025)
Deeds & Mortgages	Mar 2024 Sale Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-00789.000`

Property Details

APN / Parcel Number

Primary APN	`18-00789.000`
Alternative APN	`021896-0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,660 sqft Living Area
1st Floor Area	980 sqft
Upper Floors Area	680 sqft
Basement Area	170 sqft
Unfinished Basement	170 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1988
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	5,807 sqft (0.133 acres)
Lot Dimensions	132 ft deep x 44 ft wide
Garage Type	Detached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	312 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	021896-0
Street Address	169 E MAIN ST
City	MOUNT STERLING
State	OH
Zip	43143-1146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.1333A 464
Legal Subdivision	MT STRING
Jurisdiction	MADISON OH
Township / Civil Division	PLEASANT
Census Block Group	2
Census Block	2008
Census Tract	41200

Owner

Source: Madison County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	169 E MAIN ST, MOUNT STERLING, OH 43143-1146
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2024	Warranty Deed, Transfer
Aug 22, 2022	Survivorship Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2002 · Amount on Record
Deed Sale	Jan 8, 2002 · Amount on Record
Record Updated	Sep 20, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON OH
Recording Date	Mar 29, 2024
Property Address	169 E MAIN ST, MOUNT STERLING, OH 43143-1146
Document Number	0000001285
Book / Page	423 / 2430
Instrument Date	Mar 1, 2024
Instrument	2024-1285
Transaction Type	Transfer
Record Updated	Apr 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	169 E MAIN ST, MOUNT STERLING, OH 43143-1146

August 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MADISON OH
Recording Date	Aug 22, 2022
Property Address	169 E MAIN ST, MOUNT STERLING, OH 43143-1146
Document Number	0000004294
Book / Page	404 / 2174
Instrument Date	Aug 4, 2022
Instrument	202200004294
Transaction Type	Transfer
Record Updated	Aug 30, 2022
Title Company	VALMER LAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	8805 BOVENURS HILL DR, CINCINNATI, OH 45249

Mortgage

Document Number	0000004295
Date	Aug 22, 2022
Instrument	202200004295

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Madison County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Madison County
County Subdivision	Pleasant Township
Municipality	Mount Sterling Village
Unified School District	Madison-Plains Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,416.00 (-4.28%) Homeowner's exemption	$72,040 (-) Land $7,440 Building $64,600
2024	$2,524.00 (+6.18%) Homeowner's exemption	$72,040 (-0.47%) Land $7,440 Building $64,600
2023	$2,377.00 (+6.54%) Homeowner's exemption	$72,380 (+20.27%) Land $7,780 Building $64,600	$205,820 (+19.7%) Land $21,260 Building $184,560
2022	$2,231.00 Homeowner's exemption	$60,180 Land $6,470 Building $53,710
2020			$171,940 Land $18,480 Building $153,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2005 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT STERLING VILLAGE PWS serves 2,059 people · EPA ID OH4900812
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Brightspeed, Verizon.

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