Cecil County property record for 169 Cree Ter, Rising Sun, MD 21911
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,080 sqft · built 1978 |
| Lot Size | 0.489 acres (21,300 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Mar 2022) |
| Tax Bill | $2,326 (2026) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Oct 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-006490 |
| Primary APN | 08-006490 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,080 sqft Total Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 21,300 sqft (0.489 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 396 sqft |
| Shed | 1 Shed |
| Shed Area | 960 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 006490 |
|---|---|
| Street Address | 169 CREE TER |
| City | RISING SUN |
| State | MD |
| Zip | 21911-1309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 163 - .489 ACRE 169 CREE TERRACE OCTORARO LAKES |
| Legal Subdivision | OCTORARO LAKES |
| Legal Lot Number | 163 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 8, OAKWOOD |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 31400 |
169 Cree Ter is owned and occupied by two individuals who bought it in March 2022.
Source: Cecil County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 169 CREE TER, RISING SUN, MD 21911-1309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2022 | Deed, Transfer · FHA Mortgage BAY CAPITAL MORTGAGE CORP |
| Oct 17, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2022 · Amount on File |
| Deed Sale | Mar 18, 2022 · Amount on File |
| Prior Sale | Mar 5, 1976 · Amount on File |
| Deed Book / Page | 5127 / 221 |
| Prior Transfer Date | Oct 2, 2018 |
| Prior Transfer Doc | 0043130157 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Mar 18, 2022 |
| Property Address | 169 CREE TER, RISING SUN, MD 21911-1309 |
| Document Number | 0051270221 |
| Book / Page | 5127 / 221 |
| Map Reference | LB WAS1 FO 77 |
| Instrument Date | Mar 3, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 169 CREE TER, RISING SUN, MD 21911-1309 |
| Document Number | 0005127229 |
|---|---|
| Date | Mar 18, 2022 |
| Instrument | 5127/229 |
| Name | BAY CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Oct 17, 2018 |
| Property Address | 169 CREE TER, RISING SUN, MD 21911-1309 |
| Document Number | 0043130157 |
| Book / Page | 004313 / 000157 |
| Instrument Date | Oct 2, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 169 CREE TER RISING SUN MD 219111309, RISING SUN, MD 21911-1309 |
The 2026 property tax bill for 169 Cree Ter was $2,326 with a homeowner's exemption, up 3.6% from the year before.
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,326.00 (+3.61%) Homeowner's exemption | $237,400 (+14.91%) | $299,000 (+44.72%) Land $110,600 Building $188,400 |
| 2025 | $2,245.00 Homeowner's exemption | $206,600 Land $62,600 Building $144,000 | $206,600 Land $62,600 Building $144,000 |
| 2023 | $1,391.00 | $183,933 | $206,600 Land $62,600 Building $144,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 169 Cree Ter in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1978–1999) |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 169 Cree Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
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