169 College St, Cotter, AR 72626 Property Records

Baxter County property record for 169 College St, Cotter, AR 72626

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,240 sqft
Lot Size	0.8 acres (34,848 sqft)
Owner	Trust Name on Record
Last Sale	$95,000 (Oct 2021)
Tax Bill	$541 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-00459-000`

Property Details

APN / Parcel Number

Primary APN	`004-00459-000`
Alternative APN	`27126`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,240 sqft Living Area
1st Floor Area	1,440 sqft
Basement Area	240 sqft
Unfinished Basement	240 sqft
Flooring	Carpet

Exterior

Construction Type	Frame
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	34,848 sqft (0.8 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Porch	Slab
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	169 COLLEGE ST
City	COTTER
State	AR
Zip	72626-8906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 112-116 COTTER HTS ALSO: 7.5 FEET OF A 15 FOOT ALLEY THAT LIES FROM NORTH TO SOUTH BETWEEN LOTS 112-116 AND LOTS 117-121 FROM COLLEGE STREET TO STATE STREET BETWEEN HAZEL AND VIEW STREET OF COTTER HEIGHTS ADDITION IN THE CITY OF COTTER, ARKANSAS
Legal Range	14
Legal Township	19
Legal Section	31
Legal Subdivision	COTTER HEIGHTS
Legal Lot Number	112-121
Jurisdiction	BAXTER AR
Township / Civil Division	WHITEVILLE
Census Block Group	2
Census Block	2005
Census Tract	950900

Owner

Source: Baxter County records, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	169 COLLEGE ST, COTTER, AR 72626-8906
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2018	Deed of Trust, Mortgage FIRST NATIONAL BANK OF NORTH ARKANSAS
Oct 16, 2018	Warranty Deed, Transfer FIRST NATIONAL BANK OF NORTH ARKANS
Mar 1, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2021 · Amount on Record
Deed Sale	Oct 5, 2021 · Amount on Record
Prior Sale	Oct 16, 2018 · Amount on Record
Deed Document Number	202111474
Last Transfer Date	Apr 11, 2023
Transfer Doc	0000003290
Record Updated	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAXTER AR
Property Address	169 COLLEGE ST, COTTER, AR 72626-8906
Transaction Type	Mortgage
Record Updated	May 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	L201811277
Date	Dec 26, 2018
Instrument	L201811277

Lender

Name	FIRST NATIONAL BANK OF NORTH ARKANSAS
Type	Bank
Address	BERRYVILLE, AR 72616

Agreement

Amount	Amount Recorded
Term	178 Months
Due	Oct 15, 2033

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAXTER AR
Recording Date	Oct 16, 2018
Property Address	169 COLLEGE ST, COTTER, AR 72626-8906
Document Number	L201809216
Instrument Date	Oct 16, 2018
Instrument	L201809216
Transaction Type	Transfer
Record Updated	May 3, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$181.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 KIRBY DR, MOUNTAIN HOME, AR 72653-4826

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1542 BRADLEY BLVD, SAVANNAH, GA 31419-8168

Mortgage

Document Number	L201809217
Date	Oct 16, 2018
Instrument	L201809217

Lender

Name	FIRST NATIONAL BANK OF NORTH ARKANS
Type	Bank

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 15, 2033

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAXTER AR
Recording Date	Mar 1, 2018
Property Address	169 COLLEGE ST, COTTER, AR 72626-8906
Document Number	L201801672
Instrument Date	Mar 1, 2018
Instrument	L201801672
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Amount	Amount Recorded
Tax	$56.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	239 TALLWOOD LN, GASSVILLE, AR 72635-8527

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 KIRBY DR, MOUNTAIN HOME, AR 72653-4826

Tax Assessment & Valuation

Source: Baxter County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Baxter County
Municipality	Cotter City
Unified School District	Cotter School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$541.00 (-15.6%) Homeowner's exemption	$22,750 (-) Land $2,500 Building $20,250
2024	$641.00 (-10.47%)
2023	$716.00 Homeowner's exemption	$22,750 Land $2,500 Building $20,250	$113,750 Land $12,500 Building $101,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 73% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTTER WATERWORKS serves 1,233 people · EPA ID AR0000028
Water Source	Groundwater
Last State Inspection	Jul 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mountain View Telephone Company Fiber	1,000 / 500
Optimum Cable	940 / 35

May also be available: Verizon.

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