169 Chestnut St, Brevard, NC 28712 Property Records

Transylvania County property record for 169 Chestnut St, Brevard, NC 28712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,532 sqft · built 1952
Lot Size	0.37 acres (16,220 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Mar 2022)
Tax Bill	$1,221 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Mar 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8586-95-1296-000`

Property Details

APN / Parcel Number

Primary APN	`8586-95-1296-000`
Alternative APNs	`70529060` `70552930`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,532 sqft Heated Area
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1995
Exterior Material	Asbestos
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	16,220 sqft (0.37 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	70552930
Street Address	169 CHESTNUT ST
City	BREVARD
State	NC
Zip	28712-3776
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	L A CHESTNUT ST
Jurisdiction	TRANSYLVANIA NC
Township / Civil Division	BREVARD
Census Block Group	2
Census Block	2020
Census Tract	960301

Owner

169 Chestnut St is owned and occupied by an individual who bought it in March 2022.

Source: Transylvania County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	169 CHESTNUT ST, BREVARD, NC 28712-3776
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK
Mar 19, 2021	Warranty Deed, Transfer · Line of Credit SONG VALLEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2022 · Amount on File
Deed Sale	Mar 4, 2022 · Amount on File
Prior Sale	Mar 19, 2021 · Amount on File
Deed Document Number	20221413
Deed Book / Page	1026 / 704
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Mar 4, 2022
Property Address	169 CHESTNUT ST, BREVARD, NC 28712-3776
Document Number	0010260704
Book / Page	1026 / 704
Map Reference	FILE 21 SL 368
Instrument Date	Feb 24, 2022
Instrument	2022001413
Transaction Type	Transfer
Record Updated	Sep 18, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	724 GRAY FOX RD, ROSMAN, NC 28772-8711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	169 CHESTNUT ST, BREVARD, NC 28712-3776

Mortgage

Document Number	2022001414
Date	Mar 4, 2022
Instrument	2022001414

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Apr 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	Other
Max Rate	7.87%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Mar 19, 2021
Property Address	169 CHESTNUT ST, BREVARD, NC 28712-3776
Document Number	0009720489
Book / Page	972 / 489
Instrument Date	Mar 19, 2021
Instrument	2021002203
Transaction Type	Transfer
Record Updated	Sep 18, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	169 CHESTNUT ST, BREVARD, NC 28712-3776

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	724 GRAY FOX RD, ROSMAN, NC 28772-8711

Mortgage

Document Number	2021002204
Date	Mar 19, 2021
Instrument	2021002204

Lender

Name	SONG VALLEY
Type	Private Party

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 169 Chestnut St was $1,221.

Source: Transylvania County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Brevard City
County	Transylvania County
Unified School District	Transylvania County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,221.00	$297,510 Land $60,000 Building $237,510	$297,510 Land $60,000 Building $237,510
2023	$749.00	$124,190 Land $44,000 Building $80,190	$124,190 Land $44,000 Building $80,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 169 Chestnut St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	3 (2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 169 Chestnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BREVARD serves 11,336 people · EPA ID NC0188010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	2,000 / 200
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Vyve Broadband.

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