169 Biscuit Rock Rd, Highlands, NC 28741 Property Records

Macon County property record for 169 Biscuit Rock Rd, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 1,930 sqft · built 1994
Lot Size	0.82 acres (35,719 sqft)
Owner	Company Name on Record
Last Sale	$1,110,000 (Jul 2018)
Tax Bill	$6,731 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7540814830`

Property Details

APN / Parcel Number

Primary APN	`7540814830`
Alternative APNs	`0517434` `142715`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,930 sqft Heated Area
1st Floor Area	1,354 sqft
Upper Floors Area	576 sqft
Utility Area	27 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Stone
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	35,719 sqft (0.82 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	814 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	846 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	142715
Street Address	169 BISCUIT ROCK RD
City	HIGHLANDS
State	NC
Zip	28741-8492
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR1
Legal Description	LOT 18 RHODODENDRON TRAIL PC 239
Legal Subdivision	RHODODENDRON TRAIL
Legal Lot Number	18
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	1
Census Block	1058
Census Tract	970502

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7808 SPRINGFARM GLEN RD, PROSPECT, KY 40059-7656
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · Commercial Mortgage STOCK YARDS BANK & TRUST CO
Jul 2, 2018	Warranty Deed, Transfer STOCK YARDS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2018 · Amount on Record
Deed Sale	Jul 2, 2018 · Amount on Record
Deed Document Number	20184501
Deed Book / Page	38 / 497
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	169 BISCUIT ROCK RD, HIGHLANDS, NC 28741-8492
Transaction Type	Mortgage
Record Updated	Dec 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7808 SPRINGFARM GLEN RD, PROSPECT, KY 40059-7656

Mortgage

Document Number	000V40/790
Date	Apr 19, 2021
Book Page	V-40/790
Instrument	2021003752

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40232

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jul 2, 2018
Property Address	169 BISCUIT ROCK RD, HIGHLANDS, NC 28741-8492
Document Number	00R38/0497
Book / Page	R-38 / 0497
Map Reference	PL CARD9864
Instrument Date	Jun 28, 2018
Instrument	2018004501
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	169 BISCUIT ROCK RD, 169, HIGHLANDS, NC 28741-8492

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 SPRINGFARM GLEN RD, PROSPECT, KY 40059

Mortgage

Document Number	2018004504
Date	Jul 2, 2018
Instrument	2018004504

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Municipality	Highlands Town
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,689,670 (-) Land $246,740 Building $1,442,930	$1,689,670 (-) Land $246,740 Building $1,442,930
2025	$6,731.00 (+0.18%)
2023	$6,719.00	$1,689,670 Land $246,740 Building $1,442,930	$1,689,670 Land $246,740 Building $1,442,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	2 (2013–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HIGHLANDS serves 6,614 people · EPA ID NC0157015
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Hotwire Communications Fiber	2,500 / 2,500
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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