Franklin County property record for 169 Bay Dr, Panacea, FL 32346
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 1 ba · 596 sqft · built 1938 |
| Lot Size | 0.23 acres (10,020 sqft) |
| Owner | Owner Name on File |
| Last Sale | $248,000 (Mar 2007) |
| Tax Bill | $1,104 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-06S-02W-0000-0020-0020 |
| Primary APN | 28-06S-02W-0000-0020-0020 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 596 sqft Heated Area |
| Interior Walls | Custom/Decorative |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Wood |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,020 sqft |
| Lot Width | 130 ft Width |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 169 BAY DR |
|---|---|
| City | PANACEA |
| State | FL |
| Zip | 32346 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | THE NORTHERNLY PART OF LOT 5 WITH BLDG-CAMP WEED OR 153/579 164/245 168/489 OR 232/423 232/435 235/176 OR 297/146 299/201 504 |
| Legal Range | 02W |
| Legal Township | 06S |
| Legal Section | 28 |
| Legal Subdivision | CAMP WEED |
| Legal Lot Number | 5 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | CARRABELLE |
| Census Block Group | 2 |
| Census Block | 2094 |
| Census Tract | 970102 |
The current owner of 169 Bay Dr acquired it in May 2009.
Source: Franklin County records, as of January 5, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 3213 DEL RIO TER, TALLAHASSEE, FL 32312-2004 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Last Sale | Mar 26, 2007 · Amount on File |
|---|---|
| Deed Sale | Mar 26, 2007 · Amount on File |
| Prior Sale | Mar 26, 2007 · Amount on File |
| Deed Document Number | 0000001644 |
| Deed Book / Page | 000931 / 000606 |
| Last Transfer Date | May 29, 2009 |
| Transfer Doc | 0009890201 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 169 Bay Dr was $1,104, down 1.6% from the year before.
Source: Franklin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,104.00 (-1.6%) | $109,045 (-0.54%) Land $85,000 Building $24,045 | $109,045 (-0.54%) Land $85,000 Building $24,045 |
| 2024 | $1,122.00 (-4.02%) | $109,639 (-0.54%) Land $85,000 Building $24,639 | $109,639 (-0.54%) Land $85,000 Building $24,639 |
| 2023 | $1,169.00 (-2.83%) | $110,229 (-0.54%) Land $85,000 Building $25,229 | $110,229 (-0.54%) Land $85,000 Building $25,229 |
| 2022 | $1,203.00 | $110,823 Land $85,000 Building $25,823 | $110,823 Land $85,000 Building $25,823 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 169 Bay Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 293 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 329 units insured incl. 36 condo units |
| Nearby Flood Claims | 72 (2005–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 169 Bay Dr is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 52% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures