Cape May County and Stone Harbor Borough property record for 169 97th St, Stone Harbor, NJ 08247
| Property Type | Single Family Home |
|---|---|
| Details | 1,176 sqft · built 1955 |
| Lot Size | 0.126 acres (5,502 sqft) |
| Owner | Company Name on File |
| Last Sale | $995,000 (Dec 2012) |
| Tax Bill | $7,876 (2024) |
| Deeds & Mortgages | Aug 2020 Line of Credit Jan 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 10-00097-02-00060 |
| Primary APN | 10-00097-02-00060 |
|---|---|
| Alternative APN |
|
| Building Area | 1,176 sqft Living Area |
|---|
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Brick |
| Lot Area | 5,502 sqft (0.126 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Street Address | 169 97TH ST |
|---|---|
| City | STONE HARBOR |
| State | NJ |
| Zip | 08247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | L62 |
| Legal Subdivision | STONE HARBOR PLAN A |
| Legal Block | 97.2 |
| Legal Lot Number | 60 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | STONE HARBOR |
| Census Block Group | 1 |
| Census Block | 1119 |
| Census Tract | 20901 |
169 97th St is owned by a company that acquired it in June 2016.
Source: Cape May County and Stone Harbor Borough records, as of June 29, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 9310 2ND AVE, STONE HARBOR, NJ 08247-2058 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2020 | Deed of Trust, Mortgage · Line of Credit STURDY SVGS BK |
| Jan 26, 2018 | Deed of Trust, Mortgage · Line of Credit STURDY SVGS BK |
| Sep 8, 2017 | Deed of Trust, Mortgage STURDY SVGS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 5, 2012 · Amount on File |
| Deed Sale | Dec 5, 2012 · Amount on File |
| Deed Document Number | 2012267 |
| Deed Book / Page | 3515 / 763 |
| Last Transfer Date | Jun 21, 2016 |
| Transfer Doc | 0000000183 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 169 97TH ST, STONE HARBOR, NJ 08247-1942 |
| Document Number | 0039290810 |
| Instrument Date | Aug 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 169 97TH ST STONE HARBOR NJ 08247, STONE HARBOR, NJ 08247 |
| Document Number | 0039290810 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 003929/000810 |
| Instrument | 28140 |
| Name | STURDY SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CAPE MAY COURT HOUSE, NJ 08210 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 169 97TH ST, STONE HARBOR, NJ 08247-1942 |
| Document Number | 0059420642 |
| Book / Page | 005942 / 000642 |
| Instrument Date | Jan 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 169 97TH ST STONE HARBOR NJ 08247, STONE HARBOR, NJ 08247 |
| Document Number | 0059420642 |
|---|---|
| Date | Feb 5, 2018 |
| Book Page | 005942/000642 |
| Instrument | 44387 |
| Name | STURDY SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CAP MAY COURT HOUSE, NJ 08210 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 169 97TH ST, STONE HARBOR, NJ 08247-1942 |
| Document Number | 0059040664 |
| Book / Page | 005904 / 000664 |
| Instrument Date | Sep 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 169 97TH ST STONE HARBOR NJ 08247, STONE HARBOR, NJ 08247 |
| Document Number | 0059040664 |
|---|---|
| Date | Sep 27, 2017 |
| Book Page | 005904/000664 |
| Instrument | 29873 |
| Name | STURDY SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Amount | Amount on Record |
|---|
| Rate Type | Adjustable Rate |
|---|
Source: Cape May County and Stone Harbor Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | Stone Harbor Borough |
| Unified School District | Stone Harbor Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,053,000 (-) Land $1,053,000 | $1,053,000 (-) Land $1,053,000 | |
| 2025 | $1,053,000 Land $1,053,000 | $1,053,000 Land $1,053,000 | |
| 2024 | $7,876.00 | ||
| 2023 | $1,053,000 Land $1,053,000 | $1,053,000 Land $1,053,000 | |
| 2022 | $7,286.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 169 97th St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 1,352 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2,088 units insured incl. 736 condo units |
| Nearby Flood Claims | 1,478 (1978–2021) |
| Claims Outside the SFHA | 13 of 1,478 |
| Most Recent Claim | Dec 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 169 97th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STONE HARBOR WATER DEPT serves 30,850 people · EPA ID NJ0510001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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