16895 Río Red, Harlingen, TX 78552 Property Records

Cameron County property record for 16895 Río Red, Harlingen, TX 78552

Property Summary

Property Type	Single Family Home
Details	2,937 sqft · built 2008
Lot Size	0.628 acres (27,356 sqft)
Owner	2 Individual Names on File
Last Sale	$269,200 (May 2011)
Tax Bill	$5,032 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`984253-0010-006000`

Property Details

APN / Parcel Number

Primary APN	`984253-0010-006000`
Alternative APN	`209224`

Interior

Stories	2 Stories
Building Area	2,937 sqft Living Area
Gross Area	3,527 sqft
1st Floor Area	2,649 sqft
2nd Floor Area	288 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	27,356 sqft (0.628 acres)
Lot Dimensions	238 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	590 sqft
Driveway	Concrete Driveway
Driveway Area	1,737 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	592 sqft

Location & Zoning

Street Address	16895 RIO RED
City	HARLINGEN
State	TX
Zip	78552-2625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITRUS ESTATES SUBDIVISION LOT 6 BLK 1 (CAB 1 SLOT 2425-A CCMR)
Legal Subdivision	CITRUS ESTATES SUBDIVISION
Legal Block	1
Legal Lot Number	6
Jurisdiction	CAMERON TX
Township / Civil Division	HARLINGEN-SAN BENITO
Census Block Group	3
Census Block	3007
Census Tract	12002

Owner

Source: Cameron County assessment roll, APN 984253-0010-006000, as of August 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	16895 RIO RED, HARLINGEN, TX 78552-2625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 20, 2011 · Amount on Record
Deed Sale	May 20, 2011 · Amount on Record
Prior Sale	Sep 10, 2008
Deed Document Number	201119262
Deed Book / Page	17710 / 34
Prior Transfer Date	May 19, 2011
Prior Transfer Doc	17710/034
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	16895 RIO RED, HARLINGEN, TX 78552-2625
Transaction Type	Mortgage
Record Updated	Oct 21, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16895 RIO RED, HARLINGEN, TX 78552-2625

Mortgage

Document Number	202035691
Date	Oct 05, 2020
Instrument	2020-35691

Lender

Name	HOME POINT
Type	Non-Lending Institution
Address	DALLAS, TX 75234

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	270 Months
Due	Apr 01, 2043

Tax Assessment & Valuation

Source: Cameron County assessment roll as of August 13, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Unified School District	Harlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$404,269 (+3.37%) Land $82,268 Building $322,001	$404,269 (-1.36%) Land $82,268 Building $322,001
2025	$5,032.00 (-1.06%) Homeowner's exemption	$391,104 (+4.98%) Land $82,268 Building $327,567	$409,835 (+10.01%) Land $82,268 Building $327,567
2023	$5,086.00 Homeowner's exemption Additional exemption filed	$372,549 Land $36,424 Building $336,125	$372,549 Land $36,424 Building $336,125
2022	$5,086.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cameron County (48061C), as of July 18, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480610120023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Nearby Flood Policies	55 in force
Nearby Flood Claims	15 (2016–2025)
Claims Outside the SFHA	15 of 15
Most Recent Claim	Mar 2025 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2025 · 12 claims

Wildfire

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 67 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Valley Telephone Cooperative, Inc. (TX) Fixed Wireless	400 / 50
Innercity Fibernet Fixed Wireless	100 / 100

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX0310002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HARLINGEN WATER WORKS SYSTEM serves 85,900 people
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.