Saginaw County property record for 16895 Geddes Rd, Hemlock, MI 48626
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,680 sqft · built 1874 |
| Lot Size | 1.06 acres (46,174 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $50,000 (Jun 1994) |
| Tax Bill | $1,604 (2025) |
| Deeds & Mortgages | Nov 2025 Transfer Dec 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-12-2-21-3002-001 |
| Primary APN | 22-12-2-21-3002-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 1,238 sqft |
| Basement Area | 796 sqft |
| Unfinished Basement | 796 sqft |
| Year Built | Built 1874 |
|---|---|
| Effective Year Built | Effective 1874 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 46,174 sqft (1.06 acres) |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 234 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 16895 GEDDES RD |
|---|---|
| City | HEMLOCK |
| State | MI |
| Zip | 48626-9604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-2 |
| Legal Description | E 230 FT OF W 675 FT OF N 200 FT OF NW 1/4 OF SW 1/4 1.06 ACRES SEC 21 T12N R2E |
| Legal Range | 02E |
| Legal Township | 12N |
| Legal Section | 21 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | RICHLAND |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 12100 |
16895 Geddes Rd is owned and occupied by two individuals who acquired it in November 2025.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16895 GEDDES RD, HEMLOCK, MI 48626-9604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 12, 2025 | Intrafamily Transfer, Transfer |
| Dec 3, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance ISABELLA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 1994 · Amount on File |
| Deed Sale | Jun 16, 1994 · Amount on File |
| Deed Book / Page | 1908 / 1819 |
| Last Transfer Date | Nov 11, 2025 |
| Transfer Doc | 0000026444 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Nov 12, 2025 |
| Property Address | 16895 GEDDES RD, HEMLOCK, MI 48626-9604 |
| Document Number | 0000026444 |
| Instrument Date | Nov 11, 2025 |
| Instrument | 2025026444 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16895 GEDDES RD, HEMLOCK, MI 48626-9604 |
| Name | Verified Name |
|---|---|
| Address | 16895 GEDDES RD, HEMLOCK, MI 48626-9604 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 16895 GEDDES RD, HEMLOCK, MI 48626-9604 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000029367 |
|---|---|
| Date | Dec 3, 2019 |
| Instrument | 2019029367 |
| Name | ISABELLA BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 109 Months |
| Due | Jan 1, 2029 |
The 2025 property tax bill for 16895 Geddes Rd was $1,604 with a homeowner's exemption, up 3.7% from the year before.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Richland Township |
| Unified School District | Hemlock Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $89,700 (+9.93%) | $179,400 (+9.93%) | |
| 2025 | $1,604.00 (+3.68%) Homeowner's exemption | $81,600 | $163,200 |
| 2024 | $1,547.00 | ||
| 2023 | $54,100 | $108,200 | |
| 2022 | $1,362.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16895 Geddes Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 16895 Geddes Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LakeNet Fiber | 1,000 / 500 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Point Broadband, Verizon.
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