16892 Rio Maria Rd, Lakeside, CA 92040 Property Records

San Diego County property record for 16892 Rio Maria Rd, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,262 sqft · built 2004
Lot Size	10 acres (435,600 sqft)
Owner	2 Company Names on File
Last Sale	$150,000 (Nov 2000)
Tax Bill	$6,779 (2025)
Deeds & Mortgages	May 2020 Mortgage Sep 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`324-010-16-00`

Property Details

APN / Parcel Number

Primary APN	`324-010-16-00`
Alternative APN	`3240101100`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,262 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	435,600 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	3240101100
Street Address	16892 RIO MARIA RD
City	LAKESIDE
State	CA
Zip	92040-1120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	SEC 15-14-1W NE 1/4 OF W 1/2 OF NLY 660 FT OF SE 1/4 OF
Legal Range	01W
Legal Township	14
Legal Section	15
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1024
Census Tract	20801

Owner

16892 Rio Maria Rd is owned by a company that acquired it in January 2025.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Company Names on File
Mailing Address	16892 RIO MARIA RD, LAKESIDE, CA 92040-1120
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Sep 27, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 22, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2000 · Amount on File
Deed Sale	Nov 15, 2000 · Amount on File
Prior Sale	Sep 10, 1986 · Amount on File
Deed Document Number	2000621641
Last Transfer Date	Jan 28, 2025
Transfer Doc	0000036108
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	16892 RIO MARIA RD, LAKESIDE, CA 92040-1120
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000261892
Date	May 22, 2020
Instrument	2020-0261892

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	16892 RIO MARIA RD, LAKESIDE, CA 92040-1120
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000442002
Date	Sep 27, 2017
Instrument	2017-0442002

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	16892 RIO MARIA RD, LAKESIDE, CA 92040-1120
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000261893
Date	May 22, 2020
Instrument	2020-0261893

Lender

Name	US BANK NA
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 18, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 16892 Rio Maria Rd was $6,779.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$640,034 (+2%) Land $245,607 Building $394,427
2025	$6,779.00	$627,486 Land $240,792 Building $386,694
2023	$6,463.00 (+2.08%) Homeowner's exemption	$603,122 Land $231,443 Building $371,679
2022	$6,331.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 16892 Rio Maria Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16892 Rio Maria Rd is extreme, ranking above 97.5% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.5% of the US · above 87% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Canyon Wireless.

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