16892 Co Rd 3520, Ada, OK 74820 Property Records

Pontotoc County property record for 16892 Co Rd 3520, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,872 sqft · built 2008
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Feb 2019)
Tax Bill	$2,320 (2025)
Deeds & Mortgages	May 2022 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0000-12-003-005-0-034-00`

Property Details

APN / Parcel Number

Primary APN	`0000-12-003-005-0-034-00`
Alternative APN	`2345`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,872 sqft Living Area
1st Floor Area	1,872 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	144 sqft
Patio Area	144 sqft
Shed	1 Shed
Shed Area	64 sqft
Utility Building	1,500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2345
Street Address	LATTA
City	ADA
State	OK
Zip	74820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N/2 SW SW SW SEC 12-3-5 CHICKASAW TWP
Legal Range	05E
Legal Township	03N
Legal Section	12
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	2
Census Block	2031
Census Tract	89000

Owner

16892 Co Rd 3520 is owned and occupied by two individuals who bought it in February 2019.

Source: Pontotoc County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16892 COUNTY ROAD 3520, ADA, OK 74820-5790
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 27, 2019	Joint Tenancy Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2019 · Amount on File
Deed Sale	Feb 27, 2019 · Amount on File
Prior Sale	Apr 29, 2014 · Amount on File
Deed Document Number	2019990
Deed Book / Page	3284 / 304
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	LATTA, ADA, OK 74820
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0003614/14
Date	May 23, 2022
Book Page	3614/14
Instrument	I-2022-002982

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	LATTA, ADA, OK 74820
Transaction Type	Mortgage
Record Updated	Dec 12, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0003494/25
Date	Apr 14, 2021
Book Page	3494/25
Instrument	2021-002221

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

February 2019: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	PONTOTOC OK
Recording Date	Feb 27, 2019
Property Address	LATTA, ADA, OK 74820
Document Number	003284/304
Book / Page	3284 / 304
Instrument Date	Feb 27, 2019
Instrument	2019-000990
Transaction Type	Transfer
Record Updated	Dec 12, 2023
Title Company	NOT AVAILABLE, HOME TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.50
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16892 COUNTY ROAD 3520, ADA, OK 74820-5790
Investor	Possibly a Property Investor

Mortgage

Document Number	2019000991
Date	Feb 27, 2019
Instrument	2019-000991

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 16892 Co Rd 3520 was $2,320 with a homeowner's exemption, down 1.9% from the year before.

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Pontotoc County
Unified School District	Latta Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,746 (+3%) Land $3,000 Building $21,746	$206,224 (-12.57%) Land $25,000 Building $181,224
2025	$2,320.00 (-1.94%) Homeowner's exemption	$24,026 (+3%) Land $3,000 Building $21,026	$235,871 (-4.59%) Land $25,000 Building $210,871
2024	$2,366.00 (+5.91%) Homeowner's exemption	$23,327 (+3%) Land $3,000 Building $20,327	$247,209 (+13.7%) Land $25,000 Building $222,209
2023	$2,234.00 Homeowner's exemption	$22,647 Land $3,000 Building $19,647	$217,430 Land $25,000 Building $192,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16892 Co Rd 3520 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16892 Co Rd 3520 is high, ranking above 86% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 75% of Oklahoma
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONTOTOC CO RWD # 8 serves 4,250 people · EPA ID OK2006215
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
360 Broadband Fixed Wireless	400 / 50
Atlink Services Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	25 / 5

May also be available: AT&T, T-Mobile.

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