1689 Watt St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 1689 Watt St, Schenectady, NY 12304

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 1,936 sqft · built 1930
Lot Size	0.096 acres (4,200 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Jan 2024)
Tax Bill	$5,718 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 49.67-2-40`

Property Details

APN / Parcel Number

Primary APN	`421500 49.67-2-40`
Alternative APN	`150004906700020400000000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,936 sqft Total Area
1st Floor Area	968 sqft
2nd Floor Area	968 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,200 sqft (0.096 acres)
Lot Dimensions	100 ft deep x 42 ft wide
Porch	Slab
Porch Area	576 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1689 WATT ST
City	SCHENECTADY
State	NY
Zip	12304-2819
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	02 - SINGL
Legal Description	2 WOOD
Legal Block	2
Legal Lot Number	40.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1004
Census Tract	21700

Owner

1689 Watt St, a duplex, is owned by an individual who bought it in January 2024.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	12035 142ND ST, JAMAICA, NY 11436-1412
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2024 · Amount on File
Deed Sale	Jan 5, 2024 · Amount on File
Prior Sale	Jan 7, 2011 · Amount on File
Deed Document Number	2024953
Deed Book / Page	2122 / 464
Prior Transfer Date	Jan 6, 2011
Prior Transfer Doc	0000001047
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 5, 2024
Property Address	1689 WATT ST, SCHENECTADY, NY 12304-2819
Document Number	0000000953
Book / Page	2122 / 464
Instrument Date	Nov 22, 2023
Instrument	202400953
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	STEWART TITLE, STEWART TITLE INS CO UPSTATE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1693 WATT ST, SCHENECTADY, NY 12304-2819

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12035 142ND ST, JAMAICA, NY 11436-1412

Mortgage

Document Number	0000000954
Date	Jan 5, 2024
Instrument	202400954

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 1689 Watt St was $5,718, up 3.5% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,718.00 (+3.49%)
2025	$5,525.00	$90,700 Land $13,600 Building $77,100	$150,190 Land $22,520 Building $127,670
2023		$90,700 (-) Land $13,600 Building $77,100	$114,810 (+3.8%) Land $17,215 Building $97,595
2022		$90,700 Land $13,600 Building $77,100	$110,610 Land $16,585 Building $94,025
2021	$5,120.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1689 Watt St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1689 Watt St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 924 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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