1689 Summit Hills Dr, Cincinnati, OH 45255 Property Records

Hamilton County property record for 1689 Summit Hills Dr, Cincinnati, OH 45255

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,180 sqft · built 1967
Lot Size	0.241 acres (10,498 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Oct 2022)
Tax Bill	$6,567 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`500-0043-0124-00`

Property Details

APN / Parcel Number

Primary APN	`500-0043-0124-00`
Alternative APN	`0084457`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,180 sqft Living Area
Gross Area	3,026 sqft
1st Floor Area	888 sqft
2nd Floor Area	962 sqft
Basement Area	888 sqft
Finished Basement	330 sqft
Unfinished Basement	558 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	120 ft deep x 87.5 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	390 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1689 SUMMIT HILLS DR
City	CINCINNATI
State	OH
Zip	45255-2667
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BETHANY LN 87.50 X 120 IRR LOT 568 SUMMIT ESTATES SUB BLK H PT 3
Legal Subdivision	SUMMIT ESTATES SUB
Legal Block	H
Legal Lot Number	568
Jurisdiction	HAMILTON OH
Township / Civil Division	ANDERSON
Census Block Group	2
Census Block	2007
Census Tract	25102

Owner

1689 Summit Hills Dr is owned and occupied by two individuals who bought it in October 2022.

Source: Hamilton County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1689 SUMMIT HILLS DR, CINCINNATI, OH 45255-2667
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage LUMINATE BANK
Oct 24, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Jun 29, 2022	Warranty Deed, Transfer · Balloon Mortgage GOLDEN EMPIRE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2022 · Amount on File
Deed Sale	Oct 24, 2022 · Amount on File
Prior Sale	Jun 29, 2022 · Amount on File
Deed Document Number	2022100212
Deed Book / Page	14779 / 2656
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1689 SUMMIT HILLS DR, CINCINNATI, OH 45255-2667
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1689 SUMMIT HILLS DR, CINCINNATI, OH 45255-2667
Investor	Possibly a Property Investor

Mortgage

Document Number	0000019889
Date	Mar 18, 2026
Book Page	15625/280
Instrument	2026-0019889

Lender

Name	LUMINATE BANK
Type	Bank
Address	MINNEAPOLIS, MN 55405

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 24, 2022
Property Address	1689 SUMMIT HILLS DR, CINCINNATI, OH 45255-2667
Document Number	0000100212
Book / Page	14779 / 2656
Map Reference	MB 132 PG 35-38
Instrument Date	Oct 21, 2022
Instrument	2022-0100212
Transaction Type	Transfer
Record Updated	Nov 24, 2022
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1689 SUMMIT HILLS DR, CINCINNATI, OH 45255-2667
Investor	Possibly a Property Investor

Mortgage

Document Number	0000100213
Date	Oct 24, 2022
Instrument	2022-0100213

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 29, 2022
Property Address	1689 SUMMIT HILLS DR, CINCINNATI, OH 45255-2667
Document Number	0000064138
Book / Page	14698 / 1109
Map Reference	MB 132 PG 35-38
Instrument Date	Jun 17, 2022
Instrument	2022-0064138
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2712 CYPRESS WAY, CINCINNATI, OH 45212-1764

Mortgage

Document Number	0000064139
Date	Jun 29, 2022
Instrument	2022-0064139

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 17, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 1689 Summit Hills Dr was $6,567, up 2.9% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Anderson Township
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,567.00 (+2.9%)	$105,000 (-) Land $16,597 Building $88,403	$300,000 Land $47,420 Building $252,580
2024	$6,382.00 (+5.14%)	$105,000 (-) Land $16,597 Building $88,403
2023	$6,070.00 (+42.02%)	$105,000 (+59.63%) Land $16,597 Building $88,403	$300,000 Land $47,420 Building $252,580
2022	$4,274.00 Homeowner's exemption	$65,779 Land $14,427 Building $51,352
2020			$187,940 Land $41,220 Building $146,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1689 Summit Hills Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1689 Summit Hills Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 576 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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