1689 Irwin St, Chula Vista, CA 91913 Property Records

San Diego County property record for 1689 Irwin St, Chula Vista, CA 91913

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,978 sqft · built 2006
Lot Size	0.98 acres (4,250 sqft)
Owner	2 Trust Names on File
Last Sale	$695,000 (Sep 2019)
Tax Bill	$16,417 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`644-302-07-00`

Property Details

APN / Parcel Number

Primary APN	`644-302-07-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	2,978 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	4,250 sqft (0.98 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1689 IRWIN ST
City	CHULA VISTA
State	CA
Zip	91913-4305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC14SF4
Legal Description	LOT 112 TR 015283
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	015283
Legal Block	2
Legal Lot Number	112
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2022
Census Tract	13317

Owner

1689 Irwin St is owner-occupied and held in a trust since September 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1689 IRWIN ST, CHULA VISTA, CA 91913-4305
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLANET HOME LENDING LLC
Jan 30, 2026	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Nov 1, 2024	Deed of Trust, Mortgage · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO
Apr 4, 2024	Intrafamily Transfer, Transfer
Sep 16, 2019	Grant Deed, Transfer · VA Mortgage PLANET HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2019 · Amount on File
Deed Sale	Sep 16, 2019 · Amount on File
Prior Sale	Jan 19, 2007 · Amount on File
Deed Document Number	2019403393
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1689 IRWIN ST, CHULA VISTA, CA 91913-4305
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1689 IRWIN ST, CHULA VISTA, CA 91913-4305

Mortgage

Document Number	0000269459
Date	Apr 7, 2021
Instrument	2021-0269459

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1689 IRWIN ST, CHULA VISTA, CA 91913-4305
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1689 IRWIN ST, CHULA VISTA, CA 91913-4305

Mortgage

Document Number	0000026271
Date	Jan 30, 2026
Instrument	2026-0026271

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 23, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1689 IRWIN ST, CHULA VISTA, CA 91913-4305
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 PARAISO AVE, SPRING VALLEY, CA 91977-4923

Mortgage

Document Number	0000303946
Date	Nov 1, 2024
Instrument	2024-0303946

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84123

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2054

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 4, 2024
Property Address	1689 IRWIN ST, CHULA VISTA, CA 91913-4305
Document Number	0000082934
Map Reference	MAP 15283
Instrument Date	Apr 3, 2024
Instrument	2024-0082934
Transaction Type	Transfer
Record Updated	Apr 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1689 IRWIN ST, CHULA VISTA, CA 91913-4305

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 16, 2019
Property Address	1689 IRWIN ST, CHULA VISTA, CA 91913-4305
Document Number	0000403393
Instrument Date	Aug 20, 2019
Instrument	403393
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$764.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1689 IRWIN ST CHULA VISTA CA 919134305, CHULA VISTA, CA 91913-4305

Mortgage

Document Number	403394
Date	Sep 16, 2019
Instrument	403394

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 15, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1689 Irwin St was $16,417.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$775,279 (+2%) Land $501,981 Building $273,298
2025	$16,417.00	$760,079 Land $492,139 Building $267,940
2023	$15,586.00 (+3.01%) Homeowner's exemption	$730,567 Land $473,030 Building $257,537
2022	$15,131.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1689 Irwin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1689 Irwin St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: GeoLinks, Wyyerd Connect.

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