1689 Dutchess Loop, The Villages, FL 32162 Property Records

Sumter County property record for 1689 Dutchess Loop, The Villages, FL 32162

Property Summary

Property Type	Single Family Home
Details	1,927 sqft · built 2009
Lot Size	0.217 acres (9,441 sqft)
Owner	2 Individual Names on File
Last Sale	$275,717 (Jul 2010)
Tax Bill	$5,130 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`341823D34R060`

Property Details

APN / Parcel Number

Primary APN	`341823D34R060`
Alternative APNs	`D34R060` `1033571`

Interior

Building Area	1,927 sqft Living Area
Gross Area	3,033 sqft
1st Floor Area	1,927 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Custom Design
Exterior Material	Block
Construction Type	Wood
Lot Area	9,441 sqft (0.217 acres)
Garage Type	Attached
Garage Area	620 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	793 sqft

Location & Zoning

Street Address	1689 DUTCHESS LOOP
City	THE VILLAGES
State	FL
Zip	32162-2329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 60 THE VILLAGES OF SUMTER UNIT NO 148 PB 11 PGS 17-17A
Legal Range	23E
Legal Township	18S
Legal Section	34
Legal Subdivision	THE VILLAGES OF SUMTER
Legal Lot Number	60
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	1
Census Block	1054
Census Tract	911204

Owner

Source: Sumter County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1689 DUTCHESS LOOP, THE VILLAGES, FL 32162-2329
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2010 · Amount on File
Deed Sale	Jul 1, 2010 · Amount on File
Deed Document Number	201017386
Deed Book / Page	2205 / 662
Last Transfer Date	Jan 20, 2025
Transfer Doc	0048240311
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER FL
Property Address	1689 DUTCHESS LOOP, THE VILLAGES, FL 32162-2329
Document Number	0038280104
Instrument Date	Jul 29, 2020
Transaction Type	Mortgage
Record Updated	Oct 9, 2020
Title Company	TRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2301 CEDAR BAY LN THE VILLAGES FL 321622296, THE VILLAGES, FL 32162-2296

Mortgage

Document Number	0038280104
Date	Sep 17, 2020
Book Page	003828/000104
Instrument	60040637

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 16, 2050

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,130.00 (+0.79%) Additional exemption filed	$315,030 (+5.98%)	$468,720 (-0.04%) Land $56,650 Building $412,070
2024	$5,090.00 (+4.65%)
2023	$4,864.00 (+1.89%) Additional exemption filed	$297,250 (+3%)	$468,910 (+0.92%) Land $37,760 Building $431,150
2022	$4,774.00 Homeowner's exemption	$288,600	$464,650 Land $47,110 Building $417,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 125 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	125 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2023 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	VILLAGE WATER
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 634 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20