16888 Elsinore Rd, Bend, OR 97707 Property Records

Deschutes County property record for 16888 Elsinore Rd, Bend, OR 97707

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 2,130 sqft · built 1970
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Apr 2018)
Tax Bill	$2,141 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Aug 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`201012-B0-12200`

Property Details

APN / Parcel Number

Primary APN	`201012-B0-12200`
Alternative APNs	`R1012201012B012200` `115812`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,130 sqft Living Area
1st Floor Area	2,130 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Mobile Home
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,829 sqft (0.57 acres)
Garage Area	400 sqft

Exterior Amenities

Deck Area	160 sqft
Shed	1 Shed
Shed Area	120 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	115812
Street Address	16888 ELSINORE RD
City	BEND
State	OR
Zip	97707-2018
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RR10
Legal Description	DESCHUTES RIVER RECREATION HOMESITES INC UNIT 5 BLOCK 25 LOT 50
Legal Range	10
Legal Township	20
Legal Section	12
Legal Subdivision	DESCHUTES RIVER RECREATION HOMESITES INC
Legal Block	25
Legal Lot Number	50
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1023
Census Tract	404

Owner

16888 Elsinore Rd, a mobile home, is owned and occupied by two individuals who bought it in April 2018.

Source: Deschutes County records, as of September 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	16888 ELSINORE RD, BEND, OR 97707-2018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed of Trust, Mortgage · Line of Credit MID OREGON FCU
Aug 16, 2023	Deed of Trust, Mortgage · Line of Credit MID OREGON FCU
Jan 11, 2022	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Apr 20, 2018	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2018 · Amount on File
Deed Sale	Apr 20, 2018 · Amount on File
Prior Sale	Jul 22, 2016 · Amount on File
Deed Document Number	201815774
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	16888 ELSINORE RD, BEND, OR 97707-2018
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16888 ELSINORE RD, BEND, OR 97707-2018

Mortgage

Document Number	0000001821
Date	Jan 22, 2026
Instrument	2026-01821

Lender

Name	MID OREGON FCU
Type	Credit Union
Address	BEND, OR 97708

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	16888 ELSINORE RD, BEND, OR 97707-2018
Transaction Type	Mortgage
Record Updated	Aug 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16888 ELSINORE RD, BEND, OR 97707-2018

Mortgage

Document Number	0000020210
Date	Aug 16, 2023
Instrument	2023-20210

Lender

Name	MID OREGON FCU
Type	Credit Union
Address	BEND, OR 97708

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	16888 ELSINORE RD, BEND, OR 97707-2018
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16888 ELSINORE RD, BEND, OR 97707-2018

Mortgage

Document Number	0000001332
Date	Jan 11, 2022
Instrument	2022-01332

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	316 Months
Due	May 1, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Apr 20, 2018
Property Address	16888 ELSINORE RD, BEND, OR 97707-2018
Document Number	0000015774
Instrument Date	Apr 19, 2018
Instrument	15774
Transaction Type	Transfer
Record Updated	Apr 30, 2018
Title Company	WESTERN TITLE AND ESCROW COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	16888 ELSINORE RD BEND OR 977072018, BEND, OR 97707-2018

Mortgage

Document Number	15775
Date	Apr 20, 2018
Instrument	15775

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 19, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 16888 Elsinore Rd was $2,141, up 4.1% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,141.00 (+4.13%)	$114,630 (+2.99%)	$486,920 (+12.19%) Land $189,000 Building $297,920
2024	$2,056.00 (+2.29%)	$111,300 (+3%)	$434,030 (+7.52%) Land $169,000 Building $265,030
2023	$2,010.00	$108,060	$403,680 Land $193,000 Building $210,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16888 Elsinore Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16888 Elsinore Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Oregon
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Starlink Satellite	280 / 30

May also be available: Verizon.

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