1688 Ross Ct, Chipley, FL 32428 Property Records

Washington County property record for 1688 Ross Ct, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,548 sqft · built 2022
Lot Size	0.346 acres (15,071 sqft)
Owner	2 Individual Names on File
Last Sale	$9,500 (Oct 2021)
Tax Bill	$1,827 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Feb 2022 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-0387-0008`

Property Details

APN / Parcel Number

Primary APN	`06-0387-0008`
Alternative APNs	`00000000-06-0387-0008` `000603870008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,548 sqft Living Area
Gross Area	1,878 sqft
1st Floor Area	1,548 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,071 sqft (0.346 acres)
Lot Width	120 ft Width
Garage Type	Detached
Garage Area	120 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1688 ROSS CT
City	CHIPLEY
State	FL
Zip	32428-2809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNNY HILLS UNIT # 6, LOT 8 ORB 1219 P 918 BLK 0387
Legal Range	13W
Legal Township	02S
Legal Section	19
Legal Subdivision	SUNNY HILLS
Legal Block	8
Legal Lot Number	8
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1069
Census Tract	970301

Owner

1688 Ross Ct is owned and occupied by two individuals who bought it in October 2021.

Source: Washington County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1688 ROSS CT, CHIPLEY, FL 32428-2809
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERSHIP CENTER
Feb 16, 2022	Deed of Trust, Mortgage · Construction Mortgage BANKPLUS
Dec 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANKPLUS
Oct 5, 2021	Warranty Deed, Transfer NORTHWEST TITLE GROUP LLC
Jun 21, 2021	Warranty Deed, Transfer FIRM TITLE CORPORATION, FIRM TITLE CORPARATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2021 · Amount on File
Deed Sale	Oct 5, 2021 · Amount on File
Prior Sale	Jun 21, 2021 · Amount on File
Deed Document Number	202167007368
Deed Book / Page	1219 / 918
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Recording Date	Sep 1, 2026
Property Address	1688 ROSS CT, CHIPLEY, FL 32428-2809
Document Number	0000006849
Book / Page	1382 / 722
Instrument Date	Aug 22, 2026
Instrument	20266849
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1688 ROSS CT, CHIPLEY, FL 32428-2809

Mortgage

Document Number	0000006849,
Date	Sep 1, 2026
Book Page	1382/722
Instrument	20266849

Lender

Name	HOMEOWNERSHIP CENTER

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 27, 2036

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	1688 ROSS CT, CHIPLEY, FL 32428-2809
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 SON IN LAW RD 14, 14, BONIFAY, FL 32425-3201

Mortgage

Document Number	0067001477
Date	Feb 16, 2022
Book Page	1232/762
Instrument	202267001477

Lender

Name	BANKPLUS
Type	Bank
Address	GENEVA, AL 36340

Agreement

Type	Construction Mortgage
Amount	Amount on Record

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	1688 ROSS CT, CHIPLEY, FL 32428-2809
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1688 ROSS CT, CHIPLEY, FL 32428-2809

Mortgage

Document Number	0067009585
Date	Dec 2, 2022
Book Page	1259/288
Instrument	202267009585

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Oct 5, 2021
Property Address	1688 ROSS CT, CHIPLEY, FL 32428-2809
Document Number	0067007368
Book / Page	1219 / 918
Map Reference	MB 2 PG 60-76
Instrument Date	Oct 4, 2021
Instrument	202167007368
Transaction Type	Transfer
Record Updated	May 21, 2024
Title Company	NORTHWEST TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$66.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 E 5TH ST, LYNN HAVEN, FL 32444-1805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1168, CHIPLEY, FL 32428-7168

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jun 21, 2021
Property Address	1688 ROSS CT, CHIPLEY, FL 32428-2809
Document Number	0067004575
Book / Page	1210 / 467
Map Reference	MB 2 PG 60-76
Instrument Date	Jun 3, 2021
Instrument	202167004575
Transaction Type	Transfer
Record Updated	May 21, 2024
Title Company	FIRM TITLE CORPORATION, FIRM TITLE CORPARATION

Transaction

Amount	Amount on Record
Tax	$31.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12680 PARK TER, DAVIE, FL 33330-1919

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 E 5TH ST, LYNN HAVEN, FL 32444-1805

Tax Assessment & Valuation

The 2025 property tax bill for 1688 Ross Ct was $1,827 with a homeowner's exemption, up 6.8% from the year before.

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,827.00 (+6.78%) Homeowner's exemption	$169,834 (+2.9%)	$192,233 (+6.73%) Land $11,000 Building $181,233
2024	$1,711.00 (+2.52%) Homeowner's exemption	$165,048 (+3%)	$180,115 (+12.4%) Land $7,000 Building $173,115
2023	$1,669.00 (+1,910.84%) Homeowner's exemption	$160,241 (+4,478.31%) Land $5,000 Building $155,241	$160,241 (+4,478.31%) Land $5,000 Building $155,241
2022	$83.00	$3,500 Land $3,500	$3,500 Land $3,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1688 Ross Ct in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	16 (1994–2021)
Claims Outside the SFHA	9 of 16
Most Recent Claim	Nov 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1688 Ross Ct is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ross Ct

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