1688 N 650 W, Centerville, UT 84014 Property Records

Davis County property record for 1688 N 650 W, Centerville, UT 84014

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,549 sqft · built 1987
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$184,100 (Aug 2003)
Tax Bill	$2,803 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2021 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`02-115-0015`

Property Details

APN / Parcel Number

Primary APN	`02-115-0015`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,549 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
View / Lot	Corner
Garage Area	595 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1688 N 650 W
City	CENTERVILLE
State	UT
Zip	84014-1098
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-L
Legal Description	ALL OF LOT 15, WILLOW FARMS ESTATES PLAT I. CONT. 0.20 ACRES
Legal Subdivision	WILLOW FARMS ESTATES
Legal Lot Number	15
Jurisdiction	DAVIS UT
Township / Civil Division	SOUTH DAVIS
Census Block Group	3
Census Block	3006
Census Tract	126304

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1688 N 650 W, CENTERVILLE, UT 84014-1098
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICA FIRST FEDERAL CREDIT UNION
Jul 28, 2021	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
May 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FIRST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2003 · Amount on Record
Deed Sale	Aug 11, 2003 · Amount on Record
Prior Sale	Mar 5, 2002 · Amount on Record
Deed Document Number	20031897707
Deed Book / Page	3350 / 1271
Prior Transfer Date	Sep 7, 2001
Prior Transfer Doc	0001689761
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Recording Date	Apr 20, 2026
Property Address	1688 N 650 W, CENTERVILLE, UT 84014-1098
Document Number	0003664330
Book / Page	8978 / 638
Instrument Date	Apr 17, 2026
Instrument	20263664330
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1688 N 650 W, CENTERVILLE, UT 84014-1098

Mortgage

Document Number	0003664330,
Date	Apr 20, 2026
Book Page	8978/638
Instrument	20263664330

Lender

Name	AMERICA FIRST FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 30, 2036

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1688 N 650 W, CENTERVILLE, UT 84014-1098
Transaction Type	Mortgage
Record Updated	Aug 16, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7810/1577
Date	Jul 28, 2021
Book Page	7810/1577
Instrument	3404042

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 30, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1688 N 650 W, CENTERVILLE, UT 84014-1098
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003019289
Date	May 10, 2017
Instrument	3019289

Lender

Name	AMERICAN FIRST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 30, 2027

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Centerville City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$276,650 (+18.08%) Land $163,655 Building $112,995	$503,000 (+18.08%) Land $297,554 Building $205,446
2025	$2,803.00 (+2.11%)	$234,300 (-42.71%) Land $152,140 Building $82,160	$426,000 (+4.16%) Land $276,619 Building $149,381
2024	$2,745.00 (+5.86%)
2023	$2,593.00 (-3.78%)	$409,000 Land $224,074 Building $184,926	$409,000 Land $224,074 Building $184,926
2022	$2,695.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1983–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE CITY WATER SYSTEM serves 17,155 people · EPA ID UTAH06001
Water Source	Purchased surface water from WEBER BASIN WCD - SOUTH
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Echo Broadband, T-Mobile.

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