San Diego County property record for 1688 Ave Oceano, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,494 sqft · built 1988 |
| Lot Size | 0.189 acres (8,222 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $910,000 (Mar 2026) |
| Tax Bill | $4,597 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 161-592-35-00 |
| Primary APN | 161-592-35-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,494 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Stucco |
| Roof Material | Tile |
| Lot Area | 8,222 sqft (0.189 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1688 AVENIDA OCEANO |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-6932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-1 (Res) |
| Legal Description | LOT 85 TR 011703 |
| Legal Subdivision | RANCHO DEL ORO INDUST PARK |
| Legal Tract | 011703 |
| Legal Block | 2 |
| Legal Lot Number | 85 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 19304 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1753 GREENTREE RD, ENCINITAS, CA 92024-3025 |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| May 10, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Dec 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Mar 10, 2023 | Deed of Trust, Mortgage · Commercial Mortgage SPRING EQ LLC |
| Mar 18, 2026 | Grant Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 18, 2026 · Amount on Record |
| Deed Sale | Mar 18, 2026 · Amount on Record |
| Prior Sale | May 20, 2003 · Amount on Record |
| Deed Document Number | 202674052 |
| Prior Transfer Date | Aug 30, 1993 |
| Prior Transfer Doc | 0000627967 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1688 AVENIDA OCEANO, OCEANSIDE, CA 92056-6932 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1688 AVENIDA OCEANO, OCEANSIDE, CA 92056-6932 |
| Document Number | 0000358360 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 2021-0358360 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 308 Months |
| Due | Jan 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1688 AVENIDA OCEANO, OCEANSIDE, CA 92056-6932 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1688 AVENIDA OCEANO, OCEANSIDE, CA 92056-6932 |
| Document Number | 0000843868 |
|---|---|
| Date | Dec 14, 2021 |
| Instrument | 2021-0843868 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1688 AVENIDA OCEANO, OCEANSIDE, CA 92056-6932 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1688 AVENIDA OCEANO, OCEANSIDE, CA 92056-6932 |
| Document Number | 0000061650 |
|---|---|
| Date | Mar 10, 2023 |
| Instrument | 2023-0061650 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | WAYNE, PA 19087 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 18, 2026 |
| Property Address | 1688 AVENIDA OCEANO, OCEANSIDE, CA 92056-6932 |
| Document Number | 0000074052 |
| Map Reference | MAP 11703 |
| Instrument Date | Feb 23, 2026 |
| Instrument | 2026-0074052 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2026 |
| Title Company | EQUITY TITLE-SAN DIEGO, EQUITY TITLE SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1753 GREENTREE RD, ENCINITAS, CA 92024-3025 |
| Document Number | 0000074053 |
|---|---|
| Date | Mar 18, 2026 |
| Instrument | 2026-0074053 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Apr 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.5% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.5% |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $418,165 (+2%) Land $253,513 Building $164,652 | |
| 2025 | $4,597.00 (+6.07%) Homeowner's exemption | $409,967 (+4.04%) Land $248,543 Building $161,424 |
| 2024 | $4,334.00 (+2.48%) | |
| 2023 | $4,229.00 (+0.31%) Homeowner's exemption | $394,049 Land $238,893 Building $155,156 |
| 2022 | $4,216.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 975 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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