San Joaquin County property record for 16879 Gebhardt St, Lathrop, CA 95330
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,373 sqft · built 2024 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $789,500 (Nov 2024) |
| Tax Bill | $14,737 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Nov 2025 Transfer + 2 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 213-650-030-000 |
| Primary APN | 213-650-030-000 |
|---|
| Year Built | Built 2024 |
|---|---|
| Lot Area | 5,663 sqft (0.13 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 16879 GEBHARDT ST |
|---|---|
| City | LATHROP |
| State | CA |
| Zip | 95330-7140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 RIVER ISLANDS-PHASE 2 VILLAGE 1 UNIT 1 TR |
| Legal Subdivision | RIVER ISLANDS PH 2 UN 1 V |
| Legal Lot Number | 3 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 5214 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 16879 GEBHARDT ST, LATHROP, CA 95330-7140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Nov 5, 2025 | Intrafamily Transfer, Transfer |
| Nov 5, 2025 | Intrafamily Transfer, Transfer |
| Sep 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2024 · Amount on Record |
| Deed Sale | Nov 7, 2024 · Amount on Record |
| Deed Document Number | 202495681 |
| Last Transfer Date | Oct 28, 2025 |
| Transfer Doc | 0000095034 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jun 26, 2026 |
| Property Address | 16879 GEBHARDT ST, LATHROP, CA 95330-7140 |
| Document Number | 0000058610 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 202658610 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust, 165 |
| Address | 16879 GEBHARDT ST, LATHROP, CA 95330-7140 |
| Document Number | 0000058610, |
|---|---|
| Date | Jun 26, 2026 |
| Instrument | 202658610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Nov 5, 2025 |
| Property Address | 16879 GEBHARDT ST, LATHROP, CA 95330-7140 |
| Document Number | 0000095035 |
| Map Reference | MB 44 PG 75 |
| Instrument Date | Oct 28, 2025 |
| Instrument | 2025-095035 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 16879 GEBHARDT ST, LATHROP, CA 95330-7140 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Nov 5, 2025 |
| Property Address | 16879 GEBHARDT ST, LATHROP, CA 95330-7140 |
| Document Number | 0000095034 |
| Map Reference | MB 44 PG 75 |
| Instrument Date | Oct 28, 2025 |
| Instrument | 2025-095034 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 16879 GEBHARDT ST, LATHROP, CA 95330-7140 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 16879 GEBHARDT ST, LATHROP, CA 95330-7140 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Name | Verified Name |
|---|---|
| Address | 16879 GEBHARDT ST, LATHROP, CA 95330-7140 |
| Document Number | 0000083362 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 2025-083362 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lathrop City |
| Unified School District | Banta Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $14,737.00 (-7.34%) | |
| 2025 | $15,905.00 | $789,124 Land $225,000 Building $564,124 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 107 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 107 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 44% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LATHROP serves 38,596 people · EPA ID CA3910015 |
|---|---|
| Water Source | Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT |
| Last State Inspection | Dec 2024 |
| Also Mapped Here | SAN JOAQUIN COUNTY-MOKELUMNE ACRES |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Matrix Broadband Fixed Wireless | 200 / 40 |
| Ayera Technologies Fixed Wireless | 120 / 40 |
| Cal.net Fixed Wireless | 100 / 20 |
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