16876 Lauri Ln, Occidental, CA 95465 Property Records

Sonoma County property record for 16876 Lauri Ln, Occidental, CA 95465

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,016 sqft · built 1970
Lot Size	1.87 acres (81,457 sqft)
Owner	2 Company Names on Record
Last Sale	$390,000 (Jan 1999)
Tax Bill	$4,507 (2025)
Deeds & Mortgages	Jul 2026 Reverse Mortgage Jul 2026 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`073-330-016-000`

Property Details

APN / Parcel Number

Primary APN	`073-330-016-000`
Alternative APN	`073-330-016`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	2 Stories
Building Area	2,016 sqft Living Area
1st Floor Area	1,263 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Wood
Lot Area	81,457 sqft (1.87 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	16876 LAURI LN
City	OCCIDENTAL
State	CA
Zip	95465-9213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR10
Legal Description	UNINCORP COUNTY CA
Legal Subdivision	JOY WOODS ESTATES #2
Legal Block	3
Legal Lot Number	4
Jurisdiction	SONOMA CA
Township / Civil Division	RUSSIAN RIVER-SONOMA COAST
Census Block Group	3
Census Block	3006
Census Tract	154305

Owner

Source: Sonoma County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	16876 LAURI LN, OCCIDENTAL, CA 95465-9213
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Reverse Mortgage ENNKAR INC
Jul 7, 2026	Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER
Feb 5, 2024	Intrafamily Transfer, Transfer · Line of Credit EXCHANGE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 1999 · Amount on Record
Deed Sale	Jan 29, 1999 · Amount on Record
Deed Document Number	199912258
Last Transfer Date	Jan 30, 2024
Transfer Doc	0000005221
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Recording Date	Jul 7, 2026
Property Address	16876 LAURI LN, OCCIDENTAL, CA 95465-9213
Document Number	0000034572
Instrument Date	Jun 27, 2026
Instrument	202634572
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	16876 LAURI LN, OCCIDENTAL, CA 95465-9213

Mortgage

Document Number	0000034572,
Date	Jul 7, 2026
Instrument	202634572

Lender

Name	ENNKAR INC

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	999 Months

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Recording Date	Jul 7, 2026
Property Address	16876 LAURI LN, OCCIDENTAL, CA 95465-9213
Document Number	0000034573
Instrument Date	Jun 27, 2026
Instrument	202634573
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	16876 LAURI LN, OCCIDENTAL, CA 95465-9213

Mortgage

Document Number	0000034573,
Date	Jul 7, 2026
Instrument	202634573

Lender

Name	FEDERAL HOUSING COMMISSIONER

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	999 Months

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Feb 5, 2024
Property Address	16876 LAURI LN, OCCIDENTAL, CA 95465-9213
Document Number	0000005221
Map Reference	MB 121 PG 8&9
Instrument Date	Jan 30, 2024
Instrument	2024005221
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	16876 LAURI LN, OCCIDENTAL, CA 95465-9213

Mortgage

Document Number	0000005222
Date	Feb 5, 2024
Instrument	2024005222

Lender

Name	EXCHANGE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Secondary School District	West Sonoma County Union High School District (09 - 12)
Elementary School District	Harmony Union School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,507.00 (+5.9%) Homeowner's exemption	$362,077 (+4.04%) Land $70,816 Building $291,261
2023	$4,256.00 (+1.77%) Homeowner's exemption	$348,018 Land $68,067 Building $279,951
2022	$4,182.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	Jan 2006 · Severe Storms, Flooding, Mudslides, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Race Communications Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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