16875 Cardinal Ln, Troup, TX 75789 Property Records

Smith County property record for 16875 Cardinal Ln, Troup, TX 75789

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,027 sqft · built 1975
Lot Size	0.69 acres (30,238 sqft)
Owner	2 Individual Names on File
Last Sale	$624,900 (Nov 2021)
Tax Bill	$4,789 (2026)
Deeds & Mortgages	Apr 2026 Sale Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R003782`

Property Details

APN / Parcel Number

Primary APN	`R003782`
Alternative APN	`1-80260-0000-00-299000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,027 sqft Heated Area
1st Floor Area	992 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	30,238 sqft (0.69 acres)
Garage Area	293 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	1,392 sqft
Deck Area	Deck Area
Patio Area	100 sqft
Boat Access	Boat Access
Boat House	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	R003782
Street Address	16875 CARDINAL LN
City	TROUP
State	TX
Zip	75789-3703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST SHORES ESTATES LOT 299
Legal Subdivision	EAST SHORES ESTATES
Legal Lot Number	299
Jurisdiction	SMITH TX
Township / Civil Division	TROUP-ARP
Census Block Group	4
Census Block	4041
Census Tract	2102

Owner

16875 Cardinal Ln is owned and occupied by two individuals who acquired it in April 2026.

Source: Smith County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16975 CARDINAL LN, TROUP, TX 75789-3714
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Nov 8, 2021	Vendor's Lien, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2021 · Amount on File
Deed Sale	Nov 8, 2021 · Amount on File
Deed Document Number	20211046073
Last Transfer Date	Apr 14, 2026
Transfer Doc	0000010700
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITH TX
Recording Date	Apr 15, 2026
Property Address	16875 CARDINAL LN, TROUP, TX 75789-3703
Document Number	0000010700
Instrument Date	Apr 14, 2026
Instrument	202610700
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate

November 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	SMITH TX
Recording Date	Nov 8, 2021
Property Address	16875 CARDINAL LN, TROUP, TX 75789-3703
Document Number	0001046073
Map Reference	VOL 7 PG 2
Instrument Date	Nov 5, 2021
Instrument	202101046073
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2066 WILLOW WISP DR, SEABROOK, TX 77586-3312

Mortgage

Document Number	0001046074
Date	Nov 8, 2021
Instrument	202101046074

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 16875 Cardinal Ln was $4,789 with exemptions applied, up 0.4% from the year before.

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Unified School District	Arp Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,789.00 (+0.42%) Homeowner's exemption Senior Citizen's exemption	$810,459 (+3.07%) Land $208,458 Building $602,001	$810,459 (+3.07%) Land $208,458 Building $602,001
2025	$4,769.00 (-17.02%) Homeowner's exemption Senior Citizen's exemption	$786,351 Land $208,458 Building $577,893	$786,351 Land $208,458 Building $577,893
2024	$5,747.00 (-0.64%)
2023	$5,784.00 (-19.24%) Homeowner's exemption	$775,898 Land $208,458 Building $567,440	$775,898 Land $208,458 Building $567,440
2022	$7,162.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16875 Cardinal Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16875 Cardinal Ln is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CCECA Broadband Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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