16872 NW 286th St, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 16872 NW 286th St, Okeechobee, FL 34972

Property Summary

Property Type	Other Improved
Lot Size	1.25 acres (54,450 sqft)
Owner	Individual Name on Record
Last Sale	$35,000 (Mar 2023)
Tax Bill	$408 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-23-34-33-0A00-00005-J000`

Property Details

APN / Parcel Number

Primary APN	`1-23-34-33-0A00-00005-J000`

Exterior

Lot Area	54,450 sqft (1.25 acres)

Location & Zoning

Street Address	16872 NW 286TH ST
City	OKEECHOBEE
State	FL
Zip	34972-4665
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT J OF TRACT 5 WEST 1/2 OF THE EAST 1/2 OF THE NORTH 1/2 OF THE SOUTH 1/2 OF TRACT 5, SECTION 23 AS TO THE SOUTHERN COLONIZ
Legal Range	33E
Legal Township	34S
Legal Section	23
Legal Tract	5
Legal Lot Number	J
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	NORTH OKEECHOBEE
Census Block Group	1
Census Block	1141
Census Tract	910102

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	19528 NW 252ND ST, OKEECHOBEE, FL 34972-6976
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2023 · Amount on Record
Deed Sale	Mar 9, 2023 · Amount on Record
Prior Sale	Nov 24, 2014 · Amount on Record
Deed Document Number	2023002865
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Mar 9, 2023
Property Address	16872 NW 286TH ST, OKEECHOBEE, FL 34972-4665
Document Number	0000002865
Map Reference	MB 4 PG 3-3E
Instrument Date	Mar 8, 2023
Instrument	2023002865
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	FIRST TITLE SOURCE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2480 E STATE ROAD 80, LABELLE, FL 33935-4771

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19528 NW 252ND ST, OKEECHOBEE, FL 34972-6976

Mortgage

Document Number	0000002866
Date	Mar 9, 2023
Instrument	2023002866

Lender

Name	CHL HOLDINGS INC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Mar 8, 2043

Interest

Rate	12%

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$408.00 (-34.19%)	$29,809 (+11.35%) Land $18,500 Building $11,309	$29,809 (+11.35%) Land $18,500 Building $11,309
2023	$620.00 (+25.51%)	$26,770 (+17.07%) Land $16,000 Building $10,770	$26,770 (+17.07%) Land $16,000 Building $10,770
2022	$494.00	$22,866 Land $13,500 Building $9,366	$22,866 Land $13,500 Building $9,366

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 112 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	112 in force
Nearby Flood Claims	8 (2004–2022)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 77% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20