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16870 Saint James Dr, Poway, CA 92064 Property Records

San Diego County property record for 16870 Saint James Dr, Poway, CA 92064 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4.5 Baths
Year BuiltBuilt 1992
Square Footage3,611 sqft Living Area
Lot Size22,651 sqft (0.52 acres)
OccupancyOwner Occupied
Last Sale$1,285,000 (2019)
Tax Bill$16,121.00 (2025)

Property Details

APN / Parcel Number

Primary APN273-820-43-00

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Partial Baths1 Partial Baths
Total Rooms11 Rooms
Building Area3,611 sqft Living Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleConventional Style
Exterior MaterialStucco Exterior
Roof MaterialTile Roof
Lot Area22,651 sqft (0.52 acres)
Parking Spaces4 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address16870 SAINT JAMES DR
CityPOWAY
StateCA
Zip92064-1137
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 17 TR 012429
Legal SubdivisionPOWAY #87-05
Legal Tract012429
Legal Block2
Legal Lot Number17
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup2
Census Block2000
Census Tract17020

Owner

Source: San Diego County records · APN 273-820-43-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address16870 SAINT JAMES DR, POWAY, CA 92064-1137
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingTrustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Oct 25, 2019Grant Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 25, 2019 · Amount on Record
Deed SaleOct 25, 2019 · Amount on Record
Prior SaleMar 19, 2003 · Amount on Record
Deed Doc Number2019486011
Prior Transfer DateMay 20, 2005
Prior Transfer Doc0000451466
Record RefreshedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address16870 SAINT JAMES DR, POWAY, CA 92064-1137
Transaction TypeMortgage
Record UpdatedMar 02, 2022
Title CompanyTICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address16870 SAINT JAMES DR, POWAY, CA 92064-1137

Mortgage

Document Number0000079524
DateFeb 22, 2022
Instrument2022-0079524
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressCONSHOHOCKEN, PA 19428
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 25, 2019
Property Address16870 SAINT JAMES DR, POWAY, CA 92064-1137
Document Number0000486011
Map ReferenceMAP 12429
Instrument DateSep 16, 2019
Instrument2019-0486011
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16870 SAINT JAMES DR, POWAY, CA 92064-1137

Mortgage

Document Number0000486012
DateOct 25, 2019
Instrument2019-0486012
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2049
Interest
Rate TypeAdjustable Rate
Rate2.87%
Type Change DateNov 01, 2029
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change4.87%
Index1-Year LIBOR
Max Rate7.87%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,433,437 (+2%) Land $892,413 Building $541,024
2025$16,121.00 (+4.85%) Homeowner's exemption$1,405,331 (+4.04%) Land $874,915 Building $530,416
2023$15,376.00 (+1.67%) Homeowner's exemption$1,350,762 Land $840,942 Building $509,820
2022$15,124.00

Flood & Wildfire

16870 Saint James Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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