1687 Sparkling Water Cir, Ocoee, FL 34761 Property Records

Orange County property record for 1687 Sparkling Water Cir, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,884 sqft · built 1996
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$443,500 (Nov 2025)
Tax Bill	$4,185 (2025)
Deeds & Mortgages	Oct 2024 Line of Credit Nov 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-22-28-7346-02-700`

Property Details

APN / Parcel Number

Primary APN	`09-22-28-7346-02-700`
Alternative APNs	`282209734602700` `230870` `235709` `240279`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,884 sqft Living Area
Gross Area	2,336 sqft
1st Floor Area	1,884 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,250 sqft (0.189 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1687 SPARKLING WATER CIR
City	OCOEE
State	FL
Zip	34761-9132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	REFLECTIONS UNIT 3 36/1 LOT 270
Legal Range	28E
Legal Township	22S
Legal Section	09
Legal Subdivision	REFLECTIONS UT 3
Legal Tract	7346
Legal Block	2
Legal Lot Number	270
Legal Unit	3
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	3
Census Block	3003
Census Tract	15003

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1687 SPARKLING WATER CIR, OCOEE, FL 34761-9132
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Nov 6, 2025	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 12, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MTG
Aug 22, 2018	Warranty Deed, Transfer TITLE PROFESSIONALS/CENTRAL FL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2025 · Amount on Record
Deed Sale	Nov 6, 2025 · Amount on Record
Prior Sale	Aug 22, 2018 · Amount on Record
Deed Document Number	2025645139
Prior Transfer Date	Feb 14, 2005
Prior Transfer Doc	0000267829
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1687 SPARKLING WATER CIR, OCOEE, FL 34761-9132
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1687 SPARKLING WATER CIR, OCOEE, FL 34761-9132

Mortgage

Document Number	0000610295
Date	Oct 24, 2024
Instrument	20240610295

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 14, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Nov 6, 2025
Property Address	1687 SPARKLING WATER CIR, OCOEE, FL 34761-9132
Document Number	0000645139
Map Reference	MB 36 PG 1&2
Instrument Date	Nov 3, 2025
Instrument	20250645139
Transaction Type	Transfer
Record Updated	Dec 5, 2025
Title Company	OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATL TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,104.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2167 LAKE BALDWIN LN UNIT 103, 103, ORLANDO, FL 32814-6945

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1687 SPARKLING WATER CIR, OCOEE, FL 34761-9132

Mortgage

Document Number	0000645140
Date	Nov 6, 2025
Instrument	20250645140

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1687 SPARKLING WATER CIR, OCOEE, FL 34761-9132
Document Number	0000551381
Instrument Date	Oct 12, 2020
Transaction Type	Mortgage
Record Updated	Nov 4, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1687 SPARKLING WATER CIR OCOEE FL 347619132, OCOEE, FL 34761-9132

Mortgage

Document Number	0000551381
Date	Oct 21, 2020
Instrument	551381

Lender

Name	AMERIHOME MTG
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362-3888

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 22, 2018
Property Address	1687 SPARKLING WATER CIR, OCOEE, FL 34761-9132
Document Number	0000501256
Instrument Date	Aug 1, 2018
Instrument	501256
Transaction Type	Transfer
Record Updated	Sep 10, 2018
Title Company	TITLE PROFESSIONALS/CENTRAL FL

Transaction

Amount	Amount Recorded
Tax	$1,879.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6840 METROWEST BLVD #904 ORLANDO FL 32835, 904, ORLANDO, FL 32835

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$344,070 (+36.52%) Land $85,000 Building $259,070	$344,070 (-1.3%) Land $85,000 Building $259,070
2025	$4,185.00 (+7.47%) Homeowner's exemption	$252,022 (+5.99%)	$348,600 (+9.81%) Land $85,000 Building $263,600
2024	$3,894.00 (+3.48%)
2023	$3,763.00 (+3.29%) Homeowner's exemption	$237,785 (+3%)	$317,453 (+13.17%) Land $85,000 Building $232,453
2022	$3,643.00 Homeowner's exemption	$230,859	$280,519 Land $85,000 Building $195,519

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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