1687 Rivergate Way, Berthoud, CO 80513 Property Records

Larimer County property record for 1687 Rivergate Way, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,756 sqft · built 2021
Lot Size	0.232 acres (10,141 sqft)
Owner	Individual Name on Record
Last Sale	$770,000 (Nov 2024)
Tax Bill	$6,944 (2025)
Deeds & Mortgages	Nov 2024 Sale & Mortgage Jul 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`94142-17-003`

Property Details

APN / Parcel Number

Primary APN	`94142-17-003`
Alternative APN	`R1663034`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,756 sqft Living Area
Basement Area	1,308 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,141 sqft (0.232 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1663034
Street Address	1687 RIVERGATE WAY
City	BERTHOUD
State	CO
Zip	80513-7146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3, BLOCK 1, VANTAGE SUB, BER (20160065030)
Legal Quarter	NW
Legal Subdivision	VANTAGE SUB
Legal Block	1
Legal Lot Number	3
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	3
Census Block	3001
Census Tract	2700

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1687 RIVERGATE WAY, BERTHOUD, CO 80513-7146
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2024	Special Warranty Deed, Transfer · Conventional Mortgage OPTIMUM FIRST INC
Jul 27, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD
Nov 13, 2020	Grant Deed, Transfer LAND TITLE GUARANTEE
Nov 13, 2020	Grant Deed, Transfer PRIVATE INDIVIDUAL
Aug 18, 2017	Grant Deed, Mortgage · Line of Credit GREAT WSTRN BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2024 · Amount on Record
Deed Sale	Nov 1, 2024 · Amount on Record
Prior Sale	Jul 27, 2022 · Amount on Record
Deed Document Number	20240046651
Record Updated	Jun 8, 2026

November 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Nov 1, 2024
Property Address	1687 RIVERGATE WAY, BERTHOUD, CO 80513-7146
Document Number	0000046651
Instrument Date	Oct 31, 2024
Instrument	20240046651
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$77.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1687 RIVERGATE WAY, BERTHOUD, CO 80513-7146

Mortgage

Document Number	0000046652
Date	Nov 1, 2024
Instrument	20240046652

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2054

July 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jul 27, 2022
Property Address	1687 RIVERGATE WAY, BERTHOUD, CO 80513-7146
Document Number	0000046867
Instrument Date	Jul 26, 2022
Instrument	20220046867
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 3, 2026
Title Company	DHI TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70.24
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9555 S KINGSTON CT, ENGLEWOOD, CO 80112-5943

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1687 RIVERGATE WAY, BERTHOUD, CO 80513-7146

Mortgage

Document Number	0000046868
Date	Jul 27, 2022
Instrument	20220046868

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Nov 13, 2020
Property Address	1687 RIVERGATE WAY, BERTHOUD, CO 80513-7146
Document Number	0000094639
Instrument Date	Nov 9, 2020
Instrument	94639
Transaction Type	Transfer
Record Updated	Nov 23, 2020
Title Company	LAND TITLE GUARANTEE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8678 CAREY CT STOCKTON CA 952121404, STOCKTON, CA 95212-1404

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Nov 13, 2020
Property Address	1687 RIVERGATE WAY, BERTHOUD, CO 80513-7146
Document Number	0000094640
Instrument Date	Nov 9, 2020
Instrument	94640
Transaction Type	Transfer
Record Updated	Nov 23, 2020
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$367.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10700 PECAN PARK BLVD #150 AUSTIN TX 787501416, 150, AUSTIN, TX 78750-1416
Investor	Possibly a Property Investor

Mortgage

Document Number	94643
Date	Nov 13, 2020
Instrument	94643

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	9555 S KINGSTON CT # 200, ENGLEWOOD, CO 80112-6008

Agreement

Amount	Amount Recorded

August 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Aug 18, 2017
Property Address	1687 RIVERGATE WAY, BERTHOUD, CO 80513-7146
Instrument Date	Aug 18, 2017
Instrument	55610
Transaction Type	Mortgage
Record Updated	Aug 29, 2017
Title Company	LAND TITLE GUARANTEE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8678 CAREY CT STOCKTON CA 952121404, STOCKTON, CA 95212-1404

Mortgage

Document Number	0000055610
Date	Aug 18, 2017
Instrument	55610

Lender

Name	GREAT WSTRN BK
Type	Federal Savings Bank
Address	3711 JOHN F KENNEDY PKWY # 100, FORT COLLINS, CO 80525-2620

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Aug 17, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,944.00 (+6.75%)	$42,344 (-7.18%) Land $10,900 Building $31,444	$677,500 (-0.5%) Land $174,400 Building $503,100
2023	$6,505.00 (+315.92%)	$45,620 (+339.41%) Land $10,653 Building $34,967	$680,900 (+1,801.96%) Land $159,000 Building $521,900
2022	$1,564.00	$10,382 Land $10,382	$35,800 Land $35,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Hilltop Broadband Fiber	1,000 / 1,000
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink.

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