1687 Middlesex St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 1687 Middlesex St, Lowell, MA 01851

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2 ba · 4,264 sqft · built 1970
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$780,000 (Oct 2024)
Tax Bill	$10,370 (2026)
Deeds & Mortgages	Dec 2018 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`G10790`

Property Details

APN / Parcel Number

Primary APN	`G10790`
Alternative APNs	`LOWE M:58 B:4085 L:1687` `M:000058 T:G10790`

Interior

Full Baths	2 Baths
Units	2 Units
Stories	2 Stories
Building Area	4,264 sqft Total Area
1st Floor Area	3,039 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	G10790
Street Address	1687 MIDDLESEX ST
City	LOWELL
State	MA
Zip	01851-1103
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	RR
Legal Block	4085
Legal Lot Number	1687
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2001
Census Tract	311400

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	635 ROGERS ST, LOWELL, MA 01852-3855
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2018	Deed of Trust, Mortgage · Commercial Mortgage EASTERN BANK
May 16, 2018	Quit Claim Deed, Transfer · Conventional Mortgage STEVEN A CHHUON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2024 · Amount on Record
Deed Sale	Oct 29, 2024 · Amount on Record
Prior Sale	May 16, 2018 · Amount on Record
Deed Book / Page	38857 / 245
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	1687 MIDDLESEX ST, LOWELL, MA 01851-1103
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32643-100
Date	Dec 14, 2018
Book Page	32643/100
Instrument	54633

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	May 16, 2018
Property Address	1687 MIDDLESEX ST, LOWELL, MA 01851-1103
Document Number	32074-145
Book / Page	032074 / 000145
Instrument Date	May 2, 2018
Instrument	19487
Transaction Type	Transfer
Record Updated	Jan 12, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.44
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	70 AUSTIN ST #15 LOWELL MA 018544058, 15, LOWELL, MA 01854-4058

Mortgage

Document Number	32074-154
Date	May 16, 2018
Book Page	032074/000154
Instrument	19489

Lender

Name	STEVEN A CHHUON
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$10,370.00 (+6.29%)	$470,500 (+7.89%) Land $179,500 Building $291,000
2025	$9,756.00 (+0.61%)	$436,100 (+4.66%) Land $167,800 Building $268,300
2024	$9,697.00 (+1.84%)	$416,700 (+6.6%) Land $159,800 Building $256,900
2023	$9,522.00	$390,900 Land $145,300 Building $245,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	19 (1979–2023)
Claims Outside the SFHA	3 of 19
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2006 · 7 claims Extreme Weather Conditons And Flooding, Oct 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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