Miami County property record for 1687 Lakeshore Dr, Troy, OH 45373 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,768 sqft · built 1973 |
| Lot Size | 0.717 acres (31,233 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Jun 2020) |
| Tax Bill | $4,249 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C06-081509 |
| Primary APN | C06-081509 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,768 sqft Living Area |
| 1st Floor Area | 2,643 sqft |
| 2nd Floor Area | 1,125 sqft |
| Upper Floors Area | 1,125 sqft |
| Family Room | Family Room |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Lot Area | 31,233 sqft (0.717 acres) |
| Lot Dimensions | 189 ft deep x 181 ft wide |
| Garage Area | 975 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 540 sqft |
| Patio Area | 660 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Old Parcel Number | C06CC032C01000 |
|---|---|
| Street Address | 1687 LAKESHORE DR |
| City | TROY |
| State | OH |
| Zip | 45373-8714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6-5-32 PT LOT 10 (.639) CONCORD ACRES & .078 AC |
| Legal Range | 05 |
| Legal Township | 06 |
| Legal Section | 32 |
| Legal Subdivision | CONCORD ACRES |
| Legal Lot Number | 10 639 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 365302 |
Source: Miami County records · APN C06-081509
Assessment roll updated January 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1687 LAKESHORE DR, TROY, OH 45373-8714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Jun 05, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 05, 2020 · Amount on Record |
| Deed Sale | Jun 05, 2020 · Amount on Record |
| Prior Sale | Mar 20, 2001 · Amount on Record |
| Deed Document Number | 979 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 1687 LAKESHORE DR, TROY, OH 45373-8714 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | LANDMARK TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000000429 |
|---|---|
| Date | Jan 08, 2021 |
| Instrument | 2021OR-00429 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 01, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jun 05, 2020 |
| Property Address | 1687 LAKESHORE DR, TROY, OH 45373-8714 |
| Document Number | 0000007333 |
| Map Reference | VOL 23 PG 106 |
| Instrument Date | Apr 30, 2020 |
| Instrument | 2020OR-07333 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | LANDMARK TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1687 LAKESHORE DR, TROY, OH 45373-8714 |
| Document Number | 0000007334 |
|---|---|
| Date | Jun 05, 2020 |
| Instrument | 2020OR-07334 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Jun 01, 2021 |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5% |
| Index | 1-Year CMT |
| Max Rate | 9% |
Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Unified School District | Troy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,249.00 (-2.21%) Homeowner's exemption | $119,180 (+6.61%) Land $20,480 Building $98,700 | $340,500 (+6.61%) Land $58,500 Building $282,000 |
| 2024 | $4,345.00 (+2.07%) Homeowner's exemption | $111,790 (-) Land $20,300 Building $91,490 | |
| 2023 | $4,257.00 (+16.98%) Homeowner's exemption | $111,790 (-) Land $20,300 Building $91,490 | $319,400 (-) Land $58,000 Building $261,400 |
| 2022 | $3,639.00 Homeowner's exemption | $111,790 Land $20,300 Building $91,490 | $319,400 Land $58,000 Building $261,400 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391093653021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 8 individual NFIP policies nearby |
| Nearby Flood Policies | 8 in force 8 of 8 on primary residences |
| Nearby Flood Claims | 5 (1999–2014) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | May 2014, river or lake flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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