1687 E 2550 N, Layton, UT 84040 Property Records

Davis County property record for 1687 E 2550 N, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,023 sqft · built 1987
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$402,500 (Aug 2021)
Tax Bill	$2,883 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Dec 2022 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`09-154-0088`

Property Details

APN / Parcel Number

Primary APN	`09-154-0088`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,023 sqft Living Area
Basement Area	1,037 sqft
Unfinished Basement	1,037 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1687 E 2550 N
City	LAYTON
State	UT
Zip	84040-7084
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	ALL OF LOT 88, INDIAN HILLS SUB NO 3. CONT. 0.18 ACRES
Legal Subdivision	INDIAN HILLS SUBDIVISION NO 3
Legal Lot Number	88
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1011
Census Tract	125804

Owner

1687 E 2550 N is owned and occupied by two individuals who bought it in August 2021.

Source: Davis County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1687 E 2550 N, LAYTON, UT 84040-7084
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage AMERICA FIRST FCU
Dec 7, 2022	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Aug 9, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BEAM LENDING LLC
Oct 1, 2018	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 13, 2019	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 10, 2020	Deed of Trust, Mortgage AMERICA FIRST FCU
Jan 21, 2020	Deed of Trust, Mortgage BEAM LNDG
Dec 1, 2017	Deed of Trust, Mortgage BEAM LNDG
May 30, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2021 · Amount on File
Deed Sale	Aug 9, 2021 · Amount on File
Prior Sale	May 30, 2017 · Amount on File
Deed Document Number	20213407285
Deed Book / Page	7818 / 1676
Prior Transfer Date	Nov 22, 2010
Prior Transfer Doc	0002568264
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1687 E 2550 N, LAYTON, UT 84040-7084
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008305/772
Date	Jul 31, 2023
Book Page	8305/772
Instrument	3538488

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jul 30, 2033

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1687 E 2550 N, LAYTON, UT 84040-7084
Transaction Type	Mortgage
Record Updated	Dec 22, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008148/859
Date	Dec 7, 2022
Book Page	8148/859
Instrument	3510409

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 30, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	Aug 9, 2021
Property Address	1687 E 2550 N, LAYTON, UT 84040-7084
Document Number	7818/1676
Book / Page	7818 / 1676
Instrument Date	Aug 4, 2021
Instrument	3407285
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1687 E 2550 N, LAYTON, UT 84040-7084

Mortgage

Document Number	3407286
Date	Aug 9, 2021
Instrument	3407286

Lender

Name	BEAM LENDING LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1687 E 2550 N, LAYTON, UT 84040-7084
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SECURITY TITLE OF D

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003120218
Date	Oct 1, 2018
Book Page	7110/0742
Instrument	3120218

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1687 E 2550 N, LAYTON, UT 84040-7084
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003165724
Date	Jun 13, 2019
Book Page	7283/0238
Instrument	3165724

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1687 E 2550 N, LAYTON, UT 84040-7084
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003233019
Date	Mar 10, 2020
Book Page	7466/1705
Instrument	3233019

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Amount	Amount on Record
Term	180 Months
Due	Mar 30, 2035

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1687 E 2550 N, LAYTON, UT 84040-7084
Document Number	0003221039
Instrument Date	Jan 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 21, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1687 E 2550 N LAYTON UT 840407084, LAYTON, UT 84040-7084

Mortgage

Document Number	0003221039
Date	Jan 27, 2020
Book Page	007436/000634
Instrument	3221039

Lender

Name	BEAM LNDG
Address	LAYTON, UT 84040

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1687 E 2550 N, LAYTON, UT 84040-7084
Document Number	0003062796
Book / Page	006905 / 000160
Instrument Date	Dec 1, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	SECURITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1687 E 2550 N LAYTON UT 840407084, LAYTON, UT 84040-7084

Mortgage

Document Number	0003062796
Date	Dec 6, 2017
Book Page	006905/000160
Instrument	3062796

Lender

Name	BEAM LNDG
Address	LAYTON, UT 84040

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 5, 2047

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	May 30, 2017
Property Address	1687 E 2550 N, LAYTON, UT 84040-7084
Document Number	3022925
Instrument Date	May 25, 2017
Instrument	3022925
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	SECURITY TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1687 E 2550 N, LAYTON, UT 84040-7084
Investor	Possibly a Property Investor

Mortgage

Document Number	3022926
Date	May 30, 2017
Instrument	3022926

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1687 E 2550 N was $2,883, up 5.3% from the year before.

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$284,350 (+1.57%) Land $127,291 Building $157,059	$517,000 (+1.57%) Land $231,439 Building $285,561
2025	$2,883.00 (+5.3%)	$279,950 Land $109,164 Building $170,786	$509,000 Land $198,480 Building $310,520
2024	$2,738.00 (+1.37%)
2023	$2,701.00 (-4.22%)	$473,000 Land $188,369 Building $284,631	$473,000 Land $188,369 Building $284,631
2022	$2,820.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1687 E 2550 N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1687 E 2550 N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband, Utah Broadband.

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