1687 7th St, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1687 7th St, Los Osos, CA 93402

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,058 sqft · built 1940
Lot Size0.144 acres (6,250 sqft)
OwnerIndividual Name on File
Tax Bill$4,598 (2025)
Deeds & MortgagesDec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN038-432-021

Property Details

APN / Parcel Number

Primary APN038-432-021

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,058 sqft Living Area
1st Floor Area1,058 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Construction TypeWood
Lot Area6,250 sqft (0.144 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
SewerSeptic

Location & Zoning

Street Address1687 7TH ST
CityLOS OSOS
StateCA
Zip93402-2107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionTN EL MORO BL 101 LTS 21 & 22
Legal SubdivisionTOWN/EL MORO
Legal Block101
Legal Lot Number21,22
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group3
Census Block3002
Census Tract10701

Owner

1687 7th St is owned by an individual who acquired it in July 1997.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of RecordIndividual Name on File
Mailing Address1781 11TH ST, LOS OSOS, CA 93402-2238
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 30, 1997
Transfer Doc0000040601
Record UpdatedOct 29, 2026

December 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateDec 30, 2019
Property Address1687 7TH ST, LOS OSOS, CA 93402-2107
Document Number0000058747
Map ReferenceMB A PG 80
Instrument DateDec 24, 2019
Instrument2019058747
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address1781 11TH ST, LOS OSOS, CA 93402-2238

Mortgage

Document Number0000058748
DateDec 30, 2019
Instrument2019058748
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1687 7th St was $4,598.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$175,672 (+2%) Land $117,120 Building $58,552
2025$4,598.00$172,228 Land $114,824 Building $57,404
2023$4,644.00 (+9.87%)$165,542 Land $110,366 Building $55,176
2022$4,227.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1687 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1687 7th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOS OSOS COMMUNITY SERVICES DISTRICT
serves 7,086 people · EPA ID CA4010016
Water SourceGroundwater
Last State InspectionMar 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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