16865 58th St, Elk River, MN 55330 Property Records

Wright County property record for 16865 58th St, Elk River, MN 55330

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,794 sqft · built 2021
Lot Size	0.421 acres (18,353 sqft)
Owner	2 Individual Names on Record
Last Sale	$497,890 (Dec 2021)
Tax Bill	$5,788 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Dec 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`118-355-005230`

Property Details

APN / Parcel Number

Primary APN	`118-355-005230`

Interior

Bedrooms	4 Beds
Stories	2 Stories
Building Area	2,794 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Vinyl
Roof Type	Gable
Lot Area	18,353 sqft (0.421 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	16865 58TH ST
City	ELK RIVER
State	MN
Zip	55330-6435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-02 TWP-120 RANGE-023 HARVEST RUN EAST 3RD ADDN LOT-023 BLOCK-005 BLOCK-005
Legal Range	023
Legal Township	120
Legal Section	02
Legal Subdivision	HARVEST RUN EAST 3RD ADDN
Legal Block	5
Legal Lot Number	23
Jurisdiction	WRIGHT MN
Township / Civil Division	OTSEGO
Census Block Group	1
Census Block	1005
Census Tract	100806

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16865 58TH ST, ELK RIVER, MN 55330-6435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TRADITION MORTGAGE
Dec 20, 2021	Intrafamily Transfer, Transfer NOT AVAILABLE, TWIN CITY TITLE COMPANY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2021 · Amount on Record
Deed Sale	Dec 20, 2021 · Amount on Record
Deed Document Number	20211493899
Prior Transfer Date	Dec 17, 2021
Prior Transfer Doc	00A1493898
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Dec 20, 2021
Property Address	16865 58TH ST, OTSEGO, MN 55330-6435
Document Number	00A1493899
Instrument Date	Dec 17, 2021
Instrument	A1493899
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 25, 2022
Title Company	NOT AVAILABLE, TWIN CITY TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,643.04
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16865 58TH ST, OTSEGO, MN 55330

Mortgage

Document Number	00A1493900
Date	Dec 20, 2021
Instrument	A1493900

Lender

Name	TRADITION MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WRIGHT MN
Recording Date	Dec 20, 2021
Property Address	16865 58TH ST, OTSEGO, MN 55330-6435
Document Number	00A1493898
Instrument Date	Dec 17, 2021
Instrument	A1493898
Transaction Type	Transfer
Record Updated	Jan 25, 2022
Title Company	NOT AVAILABLE, TWIN CITY TITLE COMPANY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14015 SUNFISH LAKE BLVD NW STE 400, 400, RAMSEY, MN 55303-4891

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Otsego City
Unified School District	Elk River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,788.00 (-2.53%)	$524,300 (+1.83%) Land $100,000 Building $424,300	$524,300 (+1.83%) Land $100,000 Building $424,300
2025		$514,900 (-9.44%) Land $105,000 Building $409,900	$514,900 (-9.44%) Land $105,000 Building $409,900
2023	$5,938.00	$568,600 Land $102,000 Building $466,600	$568,600 Land $102,000 Building $466,600
2022	$5,938.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Otsego serves 19,000 people · EPA ID MN1860026
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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