16863 General, Fraser, MI 48026 Property Records

Macomb County property record for 16863 General, Fraser, MI 48026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1956
Lot Size	0.193 acres (8,407 sqft)
Owner	Individual Name on Record
Last Sale	$198,000 (Sep 2022)
Tax Bill	$3,467 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-14-05-151-014`

Property Details

APN / Parcel Number

Primary APN	`03-14-05-151-014`
Alternative APN	`1405151014`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,407 sqft (0.193 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	16863 GENERAL
City	FRASER
State	MI
Zip	48026-2237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	GARFIELD PARK SUBDIVISION LOT 48 & W 1/2 LOT 49. L11 P25. CITY OF FRASER
Legal Subdivision	GARFIELD PARK SUBDIVISION
Legal Lot Number	48-49
Jurisdiction	MACOMB MI
Township / Civil Division	FRASER
Census Block Group	3
Census Block	3022
Census Tract	254500

Owner

Source: Macomb County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16863 GENERAL, FRASER, MI 48026-2237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 1, 2017	Quit Claim Deed, Transfer RAYMOND M SAND
Jan 30, 2017	Warranty Deed, Transfer LIBERTY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2022 · Amount on Record
Deed Sale	Sep 21, 2022 · Amount on Record
Prior Sale	Jan 30, 2017 · Amount on Record
Deed Document Number	2022109768
Deed Book / Page	28820 / 379
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Sep 21, 2022
Property Address	16863 GENERAL, FRASER, MI 48026-2237
Document Number	2200109768
Book / Page	28820 / 379
Map Reference	LB 11 PG 25
Instrument Date	Sep 16, 2022
Instrument	202200109768
Transaction Type	Transfer
Record Updated	Jul 3, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,485.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16863 GENERAL, FRASER, MI 48026-2237

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16863 GENERAL, FRASER, MI 48026-2237

Mortgage

Document Number	2200109062
Date	Sep 19, 2022
Book Page	28816/864
Instrument	202200109062

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Feb 1, 2017
Property Address	16863 GENERAL, FRASER, MI 48026-2237
Document Number	0000012671
Book / Page	024533 / 000319
Instrument Date	Jan 30, 2017
Instrument	12671
Transaction Type	Transfer
Record Updated	Feb 15, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16863 GENERAL FRASER MI 480262237, FRASER, MI 48026-2237

Mortgage

Document Number	12672
Date	Feb 1, 2017
Book Page	024533/000323
Instrument	12672

Lender

Name	RAYMOND M SAND
Address	16854 ANITA, FRASER, MI 48026-2201
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2047

Interest

Rate	2%

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jan 30, 2017
Property Address	16863 GENERAL, FRASER, MI 48026-2237
Document Number	0000011854
Book / Page	024529 / 000854
Instrument Date	Jan 20, 2017
Instrument	11854
Transaction Type	Transfer
Record Updated	Feb 13, 2017
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Tax	$817.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16854 ANITA FRASER MI 480262201, FRASER, MI 48026-2201

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Fraser City
Unified School District	Fraser Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,400 (+1.62%)	$162,800 (+1.62%)
2025	$3,467.00 (+47.16%) Homeowner's exemption	$80,100 (+21.36%)	$160,200 (+21.36%)
2023		$66,000	$132,000
2022	$2,356.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRASER serves 14,297 people · EPA ID MI0002460
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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