St. Mary's County property record for 16862 Long Rd, Dameron, MD 20628 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,792 sqft · built 1982 |
| Lot Size | 1.49 acres (64,904 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (May 2018) |
| Tax Bill | $4,892 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-013920 |
| Primary APN | 01-013920 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,792 sqft Total Area |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 64,904 sqft (1.49 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 315 sqft |
| Deck Area | 264 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 013920 |
|---|---|
| Street Address | 16862 LONG RD |
| City | DAMERON |
| State | MD |
| Zip | 20628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.492 ACRES E/S MD RT 235 DAMERON |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 1, ST. INIGOES |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 876200 |
Source: St. Mary's County records · APN 01-013920
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14601 CROOM AIRPORT RD, UPPER MARLBORO, MD 20772-8367 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CONGRESSIONAL BANK |
| May 01, 2018 | Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 01, 2018 · Amount on Record |
| Deed Sale | May 01, 2018 · Amount on Record |
| Deed Book / Page | 4860 / 317 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 16862 LONG RD, DAMERON, MD 20628 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Title Company | ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 16862 LONG RD, DAMERON, MD 20628 |
| Document Number | 0057230001 |
|---|---|
| Date | Apr 08, 2021 |
| Book Page | 5723/1 |
| Name | CONGRESSIONAL BANK |
|---|---|
| Type | Bank |
| Address | CHEVY CHASE, MD 20815 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 01, 2031 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | May 01, 2018 |
| Property Address | 16862 LONG RD, DAMERON, MD 20628 |
| Document Number | 0048600317 |
| Book / Page | 4860 / 317 |
| Instrument Date | Apr 25, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | TRI COUNTY ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 14601 CROOM AIRPORT RD, UPPER MARLBORO, MD 20772-8367 |
| Document Number | 0004860324 |
|---|---|
| Date | May 01, 2018 |
| Instrument | 4860/324 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2033 |
Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $477,800 (+6.21%) Land $322,300 Building $155,500 | $477,800 (-) Land $322,300 Building $155,500 | |
| 2025 | $4,892.00 (+15.9%) | $449,867 (+14.18%) | $477,800 (+21.27%) Land $322,300 Building $155,500 |
| 2023 | $4,221.00 | $394,000 Land $277,300 Building $116,700 | $394,000 Land $277,300 Building $116,700 |
Source: FEMA National Flood Hazard Layer, St. Mary's County (24037C), updated May 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240378762004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 136 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 107 (1985–2022) |
| Claims Outside the SFHA | 38 of 107 |
| Most Recent Claim | Oct 2022, tidal / storm surge |
| Claims By Storm |
|
| Wildfire Risk | Low above 34% of the US · above 70% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 3,448 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 15 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cogeco Cable Holdings II | Cable | 1,000 / 50 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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